~~~.~ as,. ~ y \ \' 1 COMMISSIONERS' COURT AGENDA REQUEST PLEASE FURNISH ONE ORGINAL AND NINE COPIES OF THIS REQUEST AND DOCUMENTS TO BE REVIEWED BY THE COURT. MADE BY: Leonazd Odom OFFICE: Road & Bridge MEETING DATE: September 12, 2005 TIME PREFERRED: SUBJECT: (PLEASE BE SPECIFIC) Consider a Resolution of non compliance in pursuant to 3.04 of Kerr County Subdivision Rules & Reeulations to be posted in the Deed Records of Kerr County. EXECUTIVE SESSION REQUESTED: (PLEASE STATE REASON) NAME OF PERSON ADDRESSING THE COURT: Tmby Hazdin ESTIMATED LENGTH OF PRESENTATION: 10 minutes IF PERSONNEL MATTER -NAME OF EMPLOYEE: Time for submitting this request for Court to assure that the matter is posted in accordance with Title 5, Chapter 551 and 552, government Code, is a follows: Meeting scheduled for Mondays: 5:00 P.M. previous Tuesday THIS REQUEST RECEIVED BY: THIS REQUEST RECEIVED ON: All Agenda Requests will be screened by the County Judge's Office to determine if adequate information has been prepazed for the Court's formal consideration and action at time of Court Meetings. Your cooperation will be appreciated and contribute towazds your request being addressed at the eazliest opportunity. See Agenda Request Rule Adopted by Commissioners' Court. ~~ B e ~ d Kerr County Road & Bridge 4010 San Antonio Hwy Kerrville, Texas 78028 TO: COMMISSIONERS COURT FROM: Truby Hardin DATE: September 8, 2005 RE: Resolution in pursuant with Ken County Subdivision Rules & Regulations, 3.04. to be posted in the Deed Records Property Number R43248 as described on the enclosed information was brought to our attenfion Apri15, 2005, by Gary Kersey, and again by Environmental Heaith September 9, 2005, when a lending institute asked them if it was in compliance. I then took it to the County Attorney for his opinion. Rex Emerson, asked that we place it on the agenda for a Resolution in pursuant to Kerr County Subdivision Rules & Regulations; 3.04 If a subdivision exists for which a final plat has not been approved and recorded -~- or in which the standazds contained or referred to herein have not been complied with in full, the Court shall pass a resolution reciting the fact of such noncompliance or failure to secure final plat approval, the County Clerk shall, when directed by the Court, cause a certified copy of such resolution under the corporate seal of the County to be filed in the Deed Records of Ken County. If full compliance and fmal plat approval aze secured after the filing of such resolution, the County Clerk shall forthwith file an instrument in the Deed Records of such county stating that the resolution of non-compliance no longer applies. Th delgadio ik~. ~, ''~~ '' '~,~ `' ~'~ +~ '` ~..~, r;4 ~. ,~.-~. i~~~ ~ ~! &~~a~ ~- . ~;i~,j~ j IMF'C)12TAN"i~M~:SSAGE: Ft ,4 _ _ _ _ .__ _.. DkTE: _ ~ __ _ __ IiME ~~~ PPA. ~J ~/ Q~y Or _____ _.. _--- - -~--~----- ---^-~--_-- MOBILE 2'Y ~ / , _ ---- - ---_ ------ TELEPNCCJED ~ EASE CALL GAME' TO 3t E VOU ~ WILL~ALL AGAIN WANTS TG SEE rOU i RUSH _. _i__ PETURNED YOUR ,~AU_~ '4 A S P E! ATTENIfON L `~j~~ ~~ ~` j` ~~ ' / _- --__ t- - -- -- - _-- f SICdNED_. _ _ t ~iMPC7~RTANT MESSAit~,E FQR ~ - -_ _-- _._ - / _ ~ 0 7 ' ~ ~ DPl6 _._ `~ 5~ _ -- TIME J . P. M.~ / OF _. _ __ ___ __ ____ _._ PHONEi . MOBILE ..-- -- ..---- TELEPtiJNEl3 ~ (,.CEASE C:ALI ~ _ _~ _- GAMt O SEE YUU ~ ~ vt+iLl GALS AGAIN ! ~ SEE 41~ ~ RUSH NIANTSIJ r 4?FTURNED VOUR GALL L S PEC IA L ATT£NTlOtJ I ~A ~ ~ { ~ - ---- --- ----~~ ~s/ 7s' ---- -=- -~- ,3„z ~ SIGNED L _. 7~q ~91~ - 303 / GENERAL PROVISIONS & PURPOSES Section I I.01 Regulating the Filing for Record of Subdivision Plat and Other Requirements Pertinent thereto for all subdivisions situated outside an incorporated town or city that has adopted Subdivision Rules and Regulations in Kerr County, Texas, and subject to the jurisdiction of the Conunissioners Court of Kerr County, Texas. If any incorporated town or city should waive, by variance or whatever, its jurisdiction over any subdivision or part of a subdivision which is located within its Extra Territorial Jurisdiction these regulations shall be applicable. 1.Ot Subdivision Plat as defirrad by Section 232.001 of tbe Local Government Code shall be required to be prepared by the owner if a tract of land is subject to the jurisdiction of the Conunissioners Court set forth above and is divided into two or more parts to lay out: A. A subdivision of the tract, including an addition; B. Lots; or C. Streets, alleys, squares, parks, or other parts of the tract intended to be dedicated to public use or for the use of purchasers or owners of lots fronting on or adjacent to the streets, alleys, squares, parks, or other parts. A division of a tract includes a divisiop regardless of whether it is made by using a "' metes and bounds description in a deed of conveyance or in a contract for a deed, by using a contract of sale or other executory contract to convey, or by using any other method. 1.03. A subdivision shall not be subject the platting requirement of these rules and reguL3tions if A. The owner does not lay out a part of the tract described in Section 1.02.C. and the land is to be used primarily for agricultural use, as defined by Section 1-d, or for farm, ranch, wildlife management, or timber production use as defined in Section 1-d-1, Article VIII. Texas Constitution. If the land ceases to be used for agricultural use or for farm, ranch, wildlife management, or timber production use the platting requirement shalt aPplY• B. The tract is divided into four or fewer parts and each of the lots is to be sold, given, or otherwise transferred to an individual who is related to the owner within the third degree by consanguinity or affinity, as determined under Chapter 573, Government Code; and the owner does not lay out a part of the tract as descrbed m Section 1.02.C. C. All of the lots of the subdivision are more than ten acres; and the owner does not lay out a part of the tract as described in Section 1.02.C. D. All of the lots are sold to veterans through the Veteran's Land Board program; and the owner does not lay out a part of the tract as described in Section 1.02.C. E. All of the tract of land to be divided belongs to the state or any state agency, board, commission or owned by the permanent school fund or any other dedicated funds of KC Sub Rutes & Regy Revision, June L0, 2002 Page 4 05/N5/'2NB5 19:25 B3N8563N31 KERSEy PAGE 02 ~`.` YNIY NIp, lE0 r '. ~H44~i t~ 40~i1t1 ~ OL LCI a r. FEL Ik U'eLGltltL 1Q m aype'w tat st ~~/ 6GSt.t1 1'~ 1~ teat ~ r aJ / a/ ',I ~ Cl ~ PLAT OF r•;4'~~"r".~t, 7HE ESTATE OF ' " {°`'Z~~.~"`±;~ F~T_,fByINQ FL.G ,9.f?ILLO ~1i ........:..... .. .1 9,55 ACRES .... . "~'':''~'1~1'-'' , OUT OF °' ABSTRACT NO 325 KE:RR COUNTY, TEXAS .4i4u4Y ~9PG .y cart kfy xeet xTt! DL< L n xuurety raprvlaneex Sen or tM proparxy and deaeribed cercan u dutermined by a sadvry wde an tlx around under stlon and suparvialon, a capx no survey uu wda to re-vltnbllsb lin t yagnl a ar Cornerq and tbal dl.} property CoenaN eN e! a110Yn. Tla /~"J J day of ~'UGr/SY `_, 1995. ~~s~rl+_C__f .9. 14mnanr ~ nYS N0. lnip i 416.8 NARY JANE LUDF2 1. e 1 a... d0E OE1cAOtLl0 O L\1 .u. UFLM91LL0 A~ cxnRlEV oElsnonlo ©'~ 1.`11 4a. 04/05/2005 14:29 8308963031 KERSEY PAGE 01 GARY E. ICERSEY, P. C. ATTORNEY AT LAW GARY L KER{EY BOARDCERTIflED: COMMERCIALRWLE9TATB LAW RE81DBK1'IALREAL FJrATL LAw TU(A9 FOARDOFLEGAL 9C{C1ALrIAT10N CONFIDENTIALITY NOTICE Tl2 {ID~EY BAKER {WTN. STE. 3TT KERRVILLE, TEXAS 7{pT9 TELBPHONL: Iu01 {ti~6g1 iAC97Mti.E~ p7i){li.TWl FMAIL: p4ieGtomni{bOnLnet This facsimile transmission and the accompanying documents contain confidential information which is legally privileged and protected under attorney/client privilege. The information is attended only for the use of the recipient named below. You are hereby notified that any disclosure, copying, distribution, or the taking of any action in reliance on the contents of this facsimile information is strictly prohibited tf you have received this transmission in error, please notify the sender immediately to arrange for the return of the documents. i WWWWWiiiiiWiWWWWi-iiiiiiMWWWWiiiW-iYWWWWWiii TO: RE DATE: `/ PAGES (including rover srheet): ~nn `II RE: _ G.rA. CK~ CEIVER'S FAX #: ~ p ~ ' O ~~ r MESSAGE: if you experience any problems receiving this transmission, please call (830) 896-0482. 08/12)2005 11 37 IiAX i I It I~ l ~. 'i Mett Slettan ~ 001/011 THE FOLLOWING COMMITMENT FOR TITLE INSURANCE IS NOT VALID UNLESS YOUR NAME AND THE POLI~YAMOUNT ARE SHQWN IN SCHEDULE A. AND OUR AUTHQRIZED REPRESENTATIVE HAS COUNTEFISIGNED BELQViI. COMMITIIAENT FORTi11E MSURANCE {SSUED BY .~ . ~~ ~ ~~ C--clae spry company ~~ '1 r -- - - AUG 1 9 2005 ~ 1 y rY-~ ~C~ ~~ We, STEWAtiT TITLE C3UARANTY t~MPANY, witl issue our tide insurance poik,Y M ~~ ~ ~wY) ro You (the > wed) upon paArmant of the prerrlhun and other charges due, and oompdatlca with the requirements in Schedule B and Schedule G. Our Policy will Ile in the form approved by the Texas Department of Insurance et the date of issuance, and will insure your interest in the land described in Schedule A. The pslimated Oramium for out Poky atxi applicat>te endorsertrar+ts is stwvm Mi Schedule D. There may br additional chergea such sa recording fees, and expedPoed deMvery expenses. TT11s Commifinerlt ends ninety (90) days from the eHectiva date. unless the Pobcy is issued sooner, a failure to ~x the Policy is our fault Our IisbLlity and obligattarss to yDU are under the express teens of this Canmienent and and when this Cammitlrlerlt expires. In wttnsss whew. the Company hear:aused this mmml'hrlent to be signed and saeted ttls or ine effaetive date of oorrmitment as atlawn in SctleWrle A, ttre oommttment t0 geoorne Va1Ld and binding MIN ~~ countersigned by an aunwrized signatory. f- C dr~+nNe$ l1t. a~ ~,~ .wrwar.as~.ro-y KERB COUIVI7 AB.9TRACT do ~E7~~'! ~M ?I4 Earl Garrett: Kernilie,ltsaa 78026 ~. a~ i RECEDED AUG i 9 2005 KCEHI) .~ ,i i~ i {I i ~( , i i 08)12!2005 11 37 IFAX Fo,m: Conanilmeru ForT ue tnsure„ce + Matt Sletten ®002/011 pF NumtHr:25'178 Form PrescrbW py7aicas Deparmava of N.swarxs (nericaa 1/1/93) SCHEDULE A ~)S ~ 1,~ GF No. ar file No.: 25176 2. S. a. Effective Date of Cammibnent: August 9.2005 IeSUed; Augosl l2, 2005 at 8:00 a.m. ~ _ The policy or policias m ne issued are: AUG i 8 2005 a OW NEIL POLICY OF TRLE INSURANCE (Farm T-1) ~ -~ (Not appfiraMe far improved one-four family n~idenfial real estate) 1 --~!`tTr~r PSncyArnaum: ~:. -. ~. P30POSEDINSURED: b. TEXAS RESIDENTIAL OWNER POLICY OF TITLE INSURANCE -0NE-TO FOUR FAMILY RESIDENCES (Porto T-1 R) P riicy Amount: P~OPOSEDINSURED: e. MORTCJIOFJ= POLICY OF TrtLE INSURANCE (Form T-2) P~cyArrourk >r120.OBO.ItO P~OPOSEOINSURED= Supreme Lending P?rposod Borrower. Eugane Dslgadllb d TEXAS ::NORT FORM RESIDENTIAL MORTGJIGEE POLICY OF 7RLE INSURANCE (Form 7-2R) P Hicy Amount: P 30POSiiiD IN6URE[T. P rrpoaed t3otrovaer_ s. MORTC:A6EE'f1T1.E POLICY 81NDER ON INTERIM CONSTRUCTION LOAN (Farm T-93) 6 nder Amount PZOPOSF=D INSURED: Pupased florrotNer. f. OTHER PuSCy Amount: PROPOSW INSURED: Tha Interest N d1e land covered 4y ttds Commflrrrerlt is: Pea Slmp e ita~rd litltr to the lentl on the Etfecpve Dats appears t0 be vested in: RECEIVE AUG 1 9 2005 KCE~-II3 GeoryB fJ Ayala, M'xdrae) D. Ayala, Steve D_ Ayala, Sentry D.. Ayala, Robbie D. Ayala, Kenneth D. Ayala, Diana Ayala Wa 7en, Clxistine Ayala CIaAc, t3eorge L Ayala, Sr., Estate of Dean D. Ayala, deceased, Felix Detgaddb, Marta DeF~adNto, and Mary Jane Lopez, Jesse M. Delgadi9o, irons ETVa Espanoza, Jimmy Delgadtlio amt Debra Dalgadllb Legal descr~tion of land: All ttrat certain ttsfOf W parcel of land, lying and being situated in the County of Kerr, State of Texas, comprising 1.91 afxen, more or less, out of Survey No. 628, C. Selph, Abstract tJo. 325, batrKi out of the t0 acres, more or less, conveyed to F~~ban Delgadi{b in Deed dated Npvefrlber 20,1940, recorded in Vdume 67, Page 180, Deed Records cf Kerr County, Texas and being idenfflled as Trod 3 on the plat attached hereto as Exhibit A. .. Seheduk A of thie Commianent roarista of 1 pose(s) ST@WART ")'I'i'LE GUARANTY COMPANY 0812/2005 11.38 IFAX + Natt Slettenc 1®003/011 ~~~~ nAa Q S ~ ~~ ?" ~~,` ~ wn,IiiCiorct LYf®As. .~'!Y. .'IOC ~W~ytLLO IAIV4. 1 ~. ... Yes fY Y allan aas+rnte ~ p/ W t.. a+1 wt. LOt OgCO[W~ ~~`/ ' ~W YL64L~,+ 1'.100 hM O lt..e fY AU6 1 2005 1~~~ TT~ ~ PLA7 dF ~ ~ THE ESTATE OF f.n!aralwcaR ~ ~ 626 StJ YEY NO. ~ ~ { C B l KE GOUNTYNTrXAs R q resit' lMts IYlt flit U r rWr,r ftiersVt4A t[ IOY ~ r Neerltd Meat r 4ttMW M~ • r•tY ra r tti vYri rite weir rl a~fe+i.nY. rtyt r swss Ytt r- m n-wwsLtA rtsrt ', L•r1 M rvtetj tt~ iIIK f;i,~ppt{'iJ 00[tir 40 M illWif ~~ . uYeY.~, t7t i 1 _~ 08/ 12/2005 11:38 IFA% ~ > Matt Sletten @1004/011 05 ~ ~~ Form; Canmilmsnl rt r Title Insuranea Form Prascnbed by Texas Department of Insurance (Revised 111/93) Attadiad b and mad0 a Oan d STHWART TITLE IXIARANTY COMPANY Comml6nsnt for Tllb Insurance °' GF No- 25176 SCHEpUL.E B EXCEPTIONS FROM COVERAGE in addition 9D the E_xdusions and Conditions and Stlpulations, your policy wAl not cover loss, coats, attomsys fees end expenses reaultinl7 from: 1. eke-#oNen delete-die -eresaptieR} Deleted Z Any discropancies, conttkxs, or shortages in area or boundary lines, w any encroachments w prcausiwts, or airy overlapping aT improvements. 3. Hamesteild or community property err survivorship rights, d any, of any spouse oT any Insured. (Applies to dre Awrter Policy Doty.) 4. Any titles x rigtrts asserted blr anyone, induding, tart not limited to, persons, the publb, coryorations, governments a other olt~es. a. to tkfalanda, w lands cpmpAsing the shores w bads a navigable or perennial rivers and streams, lakes, bays, gulfs, or oceans, err 6. to lams beyond the Ilse of the harbor w bulkhead Ilnes as established w changed by arty government, or c. to filledin lams, or arti6ciat islands, or --- d. to sta.utory water rights, including riparian rights, or e. to the area extentling from the line of mean low tide to the Tine of vegetation, or the rights of across to that area or easement along and across Brat area. (Applies a~ the Owner Policy only.) 5. Standby fi3els, taxes and assessments try any taxing auBorify for fns year 201t5 and subsequent years, and subsequent faxes and assessments by arty taxing authority for poor years due to grange M land usage err ownership tort not those taxes w assessments for prior years because of an exemption granted to a previous owner of the property under Section t t. t3, Texas Tax Code, or because of improvements not asseaaed for a previous tax year- (tf Texas Short fprm Residential Mortgagee Policy of Title Insurance (T-2R) is issued, that policy wtA subati9ite'tivtlich Aecome due and payatNa subsequent tiD Oate w Policy' in reetf of Yor the year 200b and auba:quent years.') 8. The terms and conditions of the documents creating your interest in the land. 7. Materiels umished w labor performed in connection with planned eonafruction before signing and delivering the lien dowrxnt described m Schedule A, if the land is part of the homestead of the owner. (Applies fo the tHprigagera Tilts Poliry Binder on Interim Construetlon Loan Doty, and may De deleted d satisfactory evktence m us before a tinder I8 ksuetl.) 8. Liana and teases that affect pre title to the land, but tlfaf are subordinate to the lien of foe insured mortgage, (Applies kr Mortgagee (T-2) Policy only.) I - - AUG 1 9 2005 of ~ /12/2605 71:38 IFAN + Matt Sletten l~(005/011 ` ~S . L~ form: CommhmerN G,r Title Insurerwe Form Prasaibed by Texas Oepar6n al rrRrrrenao (Revised t/7/93) Atmdlad b altd Tads a part of STEWART TITLE OUArtANTY COMPANY Commilmerd tar Title Insurarxs GF No. 25176 ~' 9. The Exceptions from Coverage and Express Insurance in 3ehedule B of the Texas Short form Residential Mortgagee Paioy of Tide Insurance (f-2R). (Applies to Texas Sher[ Fonn Residential Mortgagee Polley of Tide Ir~surerror (T-2R) only- Separate exceptions 1 tftrough 8 of this Schedule B do not apply to dra Texas Short Form Raeiderld;V Mortgagee Paicy of Title Mstxarrce. (T-2R) 10. Ths follovring matters and ad terms of dte documents creating or offering evidence of the matters (We must insert meths o• delete this exception.): a. ftlghts of tltird patties in and to the non-exclusive easement for axess to be executed at dosing. 6. Easement tD LC-R_A. dated March 18, 1859, recorded in Volume 3, Page 119. Easement Records of Kerr County, Texas. C. Easement to L.C.R.A. tlated May 3, 1967, recordetl In Vdume 4, Page 3413, Easement Records ttf Kerr Count', Texas. d. Rights of others regarding tltgress, egress and regress a9 noted in InStnJment fled November 4, 1935, recorded In Vaume 350, Page 144, Real Property Reoorcls of Kerc County, Texas. e. Righ[•r of others regarding Ingress. egress and regress as noted in instrumerrt filed November 4, 1835, reodnf~ ar Volume 350, Page 146, Real Property Records of Kerr County, Texas. i. Replatdrrg rules. regWations andtor requirements ~ Kerr Corxxy, Texas. g. Any vlsiWe and/or apparent roadways a easemeMa over or across the sutdect properly. - ~~ AUG 1 ,9 2005 l ~~p _; _ .. ~ 1 --0..~1rV Schedule 8 ollhis Co~imimt cauvfa of 2 pegels) -° - STE7WART Tf17.F. GUARANTY COIvIPANY 08/12/2005 11:38 IFAX _ ,y + Matt Sletten ¢~006/O11 FORM: Commitment far Tilk Ir~suranee O~ •~ Flom PresvrLad 6Y TaYaa Oepafbnent of atxe ice! (RpiAsed 1!1!63) __. OF No. 25178 ~ SCHEDULE C AUG 1 8 2005 , Your Pal' will rot covnr loss, costs, attom tees, and ex enses rasa ~ l wY eys P Itlrlp from the f~qR u~ri~ is that wiu app~r as Except one in Schedule S of Ble Polley, unless you depose of these matters to o,tir~u~,.~fore f1e date the Policy is issued: - -- ~ - 1. Ilocument8 creating your title w interest must be approved by us and must be ajgned, notarized and filed fw record. 2. Sadsfac[cry evidence must be provided that: • no Peres occupymg the land claims any interest in that land against the persons named in paragraph 3 of SMalule A, • all standby fees. taxes. assessmerNs and dtarges against the property have been paid, • all imlxovementa w repaire to the properly are completed and accepted by the owner, and tint ail oonlractors, sate-cm6aetors, laborers and suppner6 M.rva been fully paid, and that no mecTlantc's, Taborets or matorialman's Ilene have attached to the properly, there is legal right of access to and from the land, • (on a Mortgagee Policy wdy) restrictions have not been and wpf not tie violated that affect Bte vaITORy and priorit ~ Of the Insuretl mortgage. 3. You must pay the seller w borrower the agreed amowd fw yaw property w interest J- 4. Any defect, lien or other matter that may affect title to the land or interest insured, that arises w is filed after the effective c eta of this Commibment_ 5. Note: Rnrceduret Ride p 27 as provided for (n hrtk•Je (g.36 A of 81e Texas tnsurarx:e Code requires 9ret `hood Funds" bE received and deposited betas a Idle Agent may dkiMtrse !tom its Tn~t Fund Aocdmt. 8. Title Com zany requires Affldavq ea to Debts & Liens to be signed at dosing. tJo[e to alt Buyers Severs, Borrowere, Lendere and ad parties having a vested Interest ih Bte ttansacdon covered by ttris Commitment Tha following constitutes a AAAJOi2 CHANGE k- tM procedures arxf requirements for dbtxuserr ant of funds by this company in regard to this transaction: The State Board of Insurance adopted Note to all Buyers, Sellers, Borrowers. Lertdera and a9 parties having a vested irderest in the trensactlon covered by ttxs Commihnent. The folbwing corrsdtutas a MA1OR C-tANGE in the prooedwea and requkea'ienfa krr disbursement of funds by this company in regard to this transaction: The State Board of insurance adapted Procedur I Rule P-27 which requires that 'GOOD FUNDS' be received and deposited before a Title Agency may disbiuse from its Trust Fund Aocaunt. '(rood Funds' s defined as (t3 Cash or Wire Transfers; (2) Certified ftmtls, mduding certd'ed checks end cashier's checks; (3) Uncertified funds in amounts less than 51,50D.tlo, inducting checks, travelers Medcs, money orders and negotiable orders ofwtihdrawal; PROVIDED MULTIPLE REMS 3HALt Nf}T BE USfD TO AVt71D THE $1,5©tT.t1B t1MffATtON; and (4) uncertified funds in amdtlttm ~ $1,504.Ott or more, drags, and any other item when collected by the Finandai Institution. 8. The pollgr of tide insurance to be issued under this Commitment for Title Inaurertce provides for arbitration which is a common fomr of ahemadve dispute resoluttort. The rules of the Texas Department of Insurance albw you to request th at such provisiat be deleted frwn dre policy e1 no additionffi Marge W you. Unless you notify txs prior to sedlemenl that you wish [o have the afiitradon provision deleted, d will be in the policy which we issue to you. (lbes not apply [o a one-to-four family residential Cnnrner's Title Rdicy Fwm T-1 R) ... Sclteduk C ohhi• Camruiimm[ amiable or 3 r(9) ST6R'ART TLTi.Ii GCipt2AlvTY CUi14iPANy 08/'12/2005 11:38 IFA% `~ + xatt Sletten ~ 007/011 \, FARM: Canmirmenl for Title InSUranca ~ From Prescribed by Texas peparlmard W Insurance (Revised 1[7[93) GF No. 25176 A. When am andin9 the "area and boundaryJ' exception in the mortgagee policy, the Company may rely upon a copy of a prior :survey and affictavd by the borrower on residential real properlyfi the borrvuv~ executes art acreplaMe affxlavi[. The company may except to matters shown On the survey or the affidavit. 10. The Company may make other requirements or exceptions upon its review of the proposed documents creating the estate of irdreest to be insured or otherwise ascertaining details of the transaction. itdudfilg bw not limited ro any doixlneMs Bled aRer the effective data of this commitrnent, but before the dosing of this trat>sadion, which may affect the herein deaalt~l person(s) a property. 11 _ The Loan m be issued wID have attached and be subject to the tams of the Equity toan Mor~age Endorsartent (r-az). issuaar~e of ou- poti¢y and of aw coverages provided tqr i~aragrapn 2 ~ the t-a2 Endorseanam is subject b compli~ rice rVNtt our requirements, irxiud'mg (1) exewtion of our Home Equity Affldavk (or Dairy Produation dome Equity Affidavit, iF applicabl9): (2) joinder of the owners of the Lana, end spouses, K argr, (3) satisfactory evidence Itat the rand b eat designated for agrieulkiral use as provided by starves govenYatg propertyr ~ (ualass vie have saNsfadary evidence n9 b dairy production): (4) releases of all mortgages and liens for which a release is required in this commBrtrent: (5) satisfactory conspicuous written disdosure in the proposed mortgage that'the FXli9rlSiorr of credit "s the type Of credit defined by Sectlort trD (a) (6}, Article Xdl, Texas Corretitutirm' (EK simtlarvrords); and (6) execution of the ensured mortgage and of tlts promissory waxed by the mortgage at the office of flits Company, or of its tale otsurertce agent which issued Ihfs Commitntent. 12. H a mortg lea policy (T-2} b to be issued itrsuring a tier wttidt secures aria eXbnsion ~ rxedit made pursuam b Subsection (a)(6) of section 50, Artida XVI, Texas Constitution, Company may attach to said pdicy the T~2 EquityLo:rn Mortgage Endorsement and the T~2.1 ~upptemental Coverage Equity Mortgage [.Dan Endorsement io ae;vord:uax with Proredkrail Rubs P-04 aria P47, resperavely. Pursuant ~ Proms RWes R~4 and P-4T, Company reserves the right to delete any provision of the T~2 Egwty Loan Mortgage Endorsement and the T- 42.1 Supl~emenlal Coverage Equsy Mortgage Lean Endorsement H the Company detarrnere8 Ole risk b not insurable_ Rate Rule 26 provMes lttat a premium eglroF b 1096 of the fuH basic Premium Rate shah be charged for the T-42 t?rMorsement, and a premium equal to 75% of the hill basic Premium Rob shall be charged for ttus 7- 42.1 Enrk~rsement. 13_ Tale comlrany will require a Dopy of photo identlficatlon from as parties who execute documents at the time of dosing. {14_ Aq customers are urged to become fam0iar wbi and aamply with the rules and ragtAations regenling subdivision of property and septic systems. as passed periodically by file KeR Coungr cvmmLssiorrer's CWrt Kent Courigr Abstract F. Tale Co., Ltd. makes tw representation as to the compliance er non~ornpliarrce ort any sale with said n~Ies and regulaUans. A copy of the subdivision rules antl ragulatlons are available from the Offke of the Kerr county IZ>ad and Silage Department. The sankation rules and regubtloris are avaiable from the Envkenmantal Health Oe partment of Kerr County or on the State of Texas websile at tttlnJtwwiir tnrecstab tx us[enforeemenUcsd[fes[index tdmt[[sevvaoe_ Kerr Courriy septic rtAes are the same ~ State of Texas rules and regulatlone. 15. Ha mabilo home is to 6e inducted in subject transaction, we wNt require the surrender of title to the Texas oepartmE of of Housing and Community Affairs, and recording the Certficate oP Attachmarrt that the Department issues, a we will requite satisfacLOry evidence that the tits to the Mobs Ftorrta situated on the hetetn described properly t as been canceled; and satisfadnry evidence that all liens on the Mobile Home have been released, n the above evidence cannot be obtained; Ti6e Company vnTi issue hie Title Insurance Pofiey for the value of the land only, in tfiis regard, Title Company requires satisfactory evidence as to the value ofthe Tand and the mobie home. 16. Upon determination that the proposed insured property 1s being assessed for tax purposes other than agricultural and at a fair market value and the payment of the additional premium required for this amendment, Item 5, Schedub 8 will be amended to read as follows, in the Mortgagee s Title Policy: "Tiaras for ttte year 2006, and subsequem years, not yet due and payable' STEWA,RT /~ r'~'^>rYi ~w 08/12/2005 1138 IFA% ~~ ~ Matt Sletten fjh00B/011 FARM: CpnmlpnEi+l ter Title Insu+ance (^~~ ~ Frain Prc6Whed by Texas Qepsrtmen{ of Insu[erxx (Revised 1M193) V GF No. 23176 17. Item 2 or Schedule B wiN be amended to read "Arty stxxlages in area" in the Mortgagee's Title Policy if we are famished a surveylxepared byan approved licensed Surveyor who certifies that there ere no discrepancies, cor{fllcts In boundary lines, or any encroachments, or any over)apping d improvements. 19. Title company will require a Partition Deed ro be executed by the Estate d Carlos Delgadilb, deceased, the Estate {~ Carwr{a D. Ayala, deceased, FeNx Delgad'ifo, Marta DelgadlNo, and Mary Jane Lopez, Jesse M. DelgadNb, Irene Elan Espailoza, Jimmy DelgadNlo and Debra Delgadilb partitioning the 10 aces Mtey received under the Last Will and Testament d Juanita DelgedNlo. (Title Company has proposed document in file.) 19- Title coin pony wiN require a CeRlfietl copy of the Prolxate on Cenona D. Ayala. deceased. or if rro will exists title ccmparry requires and ecoeptable AffidavR of Heirship on Cenone D. Ayaly, deceased.. (Ti9e comparry has proposed document in file) 20. Abstract of Judgment dated November 5, 2001 in favor d Henke's, Inc. va. Jlm Delgadillo in the amourtt d $2283-03 plus any interest. rx>sta or related tees, recorded in Votume t t53. Rage TB;f, Reat Rroperly Records of Kerr Cou uy, Texas. NEEDS TO SE RELEASED IN THE CURRENT TRANSACTION. (Tide company has satlsfadcry Proposed partial release M fNe.) 2t . Cause Nq. 86-4875 styled KerrnYle Independent Scholl District vs. Jose tstdro Defgadilto (formerly to dtte, now deceased, Mart deeded his interest) regarding delinquent property taxes In the amoum of $3768.44 plus arty Nrters6t. tests 9rMAx fees. NEEDS TO t3E DtSNi113SED IN THE CURRENT TRANSACTION. (Tax oerlfiCates show no taxes owing tltrough 2004, court costs remain in the amount d $529.00.) 22 TRTe coin carry reserves the right ro make additional requirements and/or exceptlons upon dettaTninatbn of aU indh8duals and/or entities who wiN be invdved in this trenaactbn. -- 23 Trite coin ~alry wilt regryre a Decd be executed into Eugene Delgsdtlfo caweying the property he is contemptaFinp enam{beirrg in this transaction. (Tide company has proposed tloarment in file.) Y4. Title oom carry wilt require exervtion d an access easement prov~rig access to the subject property. (TrTle company has proposed document in flle.) 25. TRIe coin zany will require Cindy Delgadillo, spouse d Eugene Odgeddlo, to join in the current transaction. 26. Title coin zany wiN require en AtfidavR claiming the subject property as twmes~ad. 13Y: /~~. Autherizei Countersign t~- _ _ _ -- -- ---I AUG 1 ~ 2005 I I ~..- ~ 'i^t^e~s~~ ~~~ scdalek C of rhis Commilme"t cane of 3 pangs} --~ `.~.' " +STBwART TITf,$ GU COMPAPiY 08/12/2005 11:38 IFAH FORM: Ibptmilna! for 741¢ ltaWance ~~ - GF Ntmber: 25170 SCHEb>ilratioa process. In addition, you cannot usually appeal en arbitrator's award Yourpol.cy contaiaa an arbitration provision (shown below), It allows you or the Company to require arbitratioi if the amoum of insurance is i1,00©,Ot)0 or less. Tf you Want to refrain your right to sue the Company in ease of a dispute over a claim, you must request deletion of the arbitration provision before the police is issued. You can do this by signiurg this form and rettunhrg it to the Company at or before the closing of your rest estate traasacxion or by writio ; to the Company. The Arbitration provision in the Policy is as follows: "unless prolulaled by appllcable ]aW ar unless this arbitratia~n section i9 deleted by sf>ecifie provision in sehedtde B ofthis policy, tither are Company ~th~ Insured may d~~aattd arbitration pursuant to the Title Insucanee Arbitration Rulae of the Ampioaa Arbitration Aasocisaoa Arbitrable mattes may inolrtde, but are mt limped to, say aratroversy cw elslu¢ bdwamt the Company and the htsured arising out of W relating to tt is Policy, and service of rho Company in eonnedion with its issuance or the breadr of a policy provision m other obligation All arbitfablc matters wimn the Amormt of Irsarrmce is $I,iXlt),t~0 ar teas SHALL. BE arbitrated et the request of dater are Carnpany ce are Lre[ueci, ualeas the iastned is an individual person fns distiagtridred >§~ar a Corporation, trust, parmaahip, association er other legs! aaityj. sUI arbitrable matters whim the Amount of Lts,trance is in excess of 51,0()0,000 shall be arbitrated aaly when agreed to by both the Cotnptmy sad the Insured. Arbitration purauam to this Po&cy end node the Roles in effect on the date tltc demand fo>; arbittation is made or, at the ol>mtted bylaw. We a4o teay disclose 1hSs information about our customers or former customers to the followiaQ type of maaffiret4d companies dwt perfasm msrlxagg services on atr behalf or with whom we hive low msrkedog a~reemtau: v Fittutcitd service providers amdr as wmpeoies etQaged iII bmkioe, wmaaner finsace, seamida and ;+~•~r~~rr. • Non-financial compaofp each as envelope atutYe[a and other fu1S11ment sorvice provldera. WE DO f t7r DLSCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONB FOR ANY FURPOSH THAT LS NOT SPF.CIk7CALLY FERbH7TBD HY LAW. We restrict access [o mnpublic pemona) iafomudon about you to dwse employees who nxd to !moor that itdomtadon in order to provide pmducrs or services to yrm. We maintain physical, electronic, and proccdurai sefeguatti, that comply with federal regulations to Kuanl your nonpublic personal informaton. i i ',, 1~ ~ AUG 1 9 2005 -_~ FRO'J SIJYRE'dE LE1D!NG (INFO) 9. ?' U5 11:12,'aT. 11:11!N0. 42b0354054 ° 1 Supreme Lending -4- $B8 IsoYan Road • Stute 101 ~ 5an Antonio, Texas • 78216 {210) 308-9000 Office • (210) 344-8500~Pax Date: q~05 _ To: Y LCYI.tr ~~I Re: ~1 C~_~ { Prom: 830 . Fax#: ~ Q (o - 8~f ~ ~ rJ I have sent you pages, including this covex sheet. f~"Urgent C~f'lease Comment omme ts: f~teply ASAP [iYPlease iteviewr ~~ ~ 2 t C~t~t~ r a~~ 3 S ~ - yr ~e~ _ - __ ~ .~ ~ ~'ft4M S~'~Re'~c LEhD?Nr_ 'WED) 9;.„7'.G5 i1;1j~'ST._];,.17/~~rC.426(f354G~9 ° 2 O6/3L/2005 1C''3 FR)i 1 890 792 4330 Nf RR LO AB3f RRCT J>a OOti/0[;;vv ~~ Q~ 44 ~~ .5 erfrlaaf. ti hK. wtsrrw ~w.~i• y. ~~ 1.f1 aa~craA 1 1iQ0~t o.G - Ifa/MfY atrlrr l IS. • s Yell rule /. V• - tiaaf YMt Wt A -o.far„ar sla f4l •3raprNrw tC7.-tnw arw nw t 3-rMws~pf~ettttkn ~ ,lt~r~Y~fi I°v.R-I~-~4 ~ f A - M` Ila~i ~ y I ~ a~ 1 ~ 57A1' 76.66' <.JS"S~~ ~ 9~ t9 G~''If S//1 drR rYa +eai a iMf all tlY i1h1/IL -e »~ ~r )a 7'h! sate otTsa: Cooney of Kar Scrale ~• - 6o r.ec JutY 26r ZOAS Ob- Jar too 6672 ®O~f •A• ~yd ~ 3a~...r~ca c _ ~a I'~3o ~~~ .~ o~v~~aY ~ ~3 fa.t4A3'1 /'W. 275.2]' ~-~ ~ `rr- li t M. 71,71' x.91 ace vacs Z 64.13' c:. ,,:.~,~. vart d tlst 10 am trace wNa ..u eenvnyeV hem W. 5eset 5erlnhor. eti tl., to FaceYUr ~~ o ~`° record h VeWar t7, i< yrpa 110, of iN t]crJ lgeair of Ken [army, Tear ~~~' Md~a~ f+1ri4 /Grew. Q+.c 7Wf 4Ti 4r/ awaa. ~rA/Ai4w dRDN! ~OPkE~lE LENDING, .79(3J(40a5 10:+9 i?X } 890 79P e33~ WBOMf.'pJ~IfO VE910D9iA11DILWATS9W PROPEP:IY: (WED) 9. 1' 05 11: iiT. 11:11; N0. a2c03~40F9 P 3 Keaa ca eesraec7 Ml~~}r~Xr Ihc: 3 as idbCtiod o4 tiw pkt sttaaiMd hereto at a yttt of this oxbibit B. PsBe 1, E7~i>87f B. [u£tinV FROM S11PRE!~E !Et;DiNG 4B/,4/2405 to~t9 Ikii t A34 ?42 u330 y~.~`:~, VfED; 9. 7' D5 11.14,~ST. ?1 1;'h0. 426D;5~r,59 F 4 KiflR CO AB3TNACT ~~04 Bi 422 r.. wm ,wc Ylp IA ®M~ 1 f a~l~~r Y+K~ 1~• MO I.~ O lMI ~/ o~Y~, /' ~,rifx argly r W V/M11M Mew M YNMNW~~ ~ ~ ~t! y~Y~ . ~Yli W ~~r lay MW~ M wrw ~.~ ~M~ h HMIN1{w M~~ LL.~ « amni W Irk M1, ~~ ~H I,h Y {iM. aJl q~~~n/ J ~. lqj. _ ' ~'. YP I ..~, s ~ .: IN~4~ ~~. Nei rr"ROhd nUPRE1dE LENDiP,G iYrED1 9. ~'G7 11:14,/~T ?1:11~~.4ib6;~40;9 Borrowers' Certification and Authorisation CERTiFTCATTON TtN: UINaClalb`rltd ccrllfy nlC fUnUWlrlg I. 1/We Nava applied for a mortgagc loan irom~ti~yrw iandha r._ . In applying for du: loan, UWt CUrnpicttd a loan application contttinitlg varirnss information on the ptupaae of the loan, thcamount and source of the downpeyrnmt, ctnployruettt and inuome infomtatlon, and the assets and liabilities. 1/We certify that aU u[ the inflmmat:on it, trot arul wmplett. I,Wc uwdt no misnpresmtati/ms in lht ic~an application or other dectemmts, tMr did ltWe omrt any pertinun htforntation. 2. UWc undrr~tnrd and agree that surNwrw Irndina reserves the right to change the mortgagc Loan review proeesxs to a fttll doctmttntahon Fmgam 7{ris may inchtdc verifying the infannation provided on the application with die rnsployer and/or the ftnaneial instinnimt. 3. !/We titlry understand that it is a Federal ctvtte punisltaolc try foe or Imprisonment, or bnM, m kstowing[y make mty false aatements whm applying for this ;nortgagr. as a;splicablc. un;icr thr provision of Tida t R, L'msed States Gsde, Section 1014. AUTApR1iZATfpN TQ R6I.1Bng6 t!YF RMATlOJy-, To Whom h May Concern: -.,.. I. I/We have applied for a mortgage loan from supLama t.andlna _ As [zrrt o[ the application prncaas, 9unnme lwrsNna and the mortgage guaranty insurer lif anyl, nsay trriFy inkrmacion mntnined in my/out Inan application mid in other ducwnents rcquircd in connediun with the Lrwt, tither before the loan a dosed u: as par! ul' its qualiq~ uuntrol program, 2. t/Wc authorize you to provide m Saonm. Lrldim and to any investor w whom _ eunrewm rsrldaw __ may sail nt)' mDrteage, anV nod all mfonnation and d«um.ntadon that they raqucst. Such information ineludea, inn u not limited w, cusploynxnt history mid income; batik, Monty tnarkrl and similar account bnlsnces; tatdit history; and copies of income tax reruns. 3 = u tdndlnn or any irveator tlmt purthasaa the mortgagc may atk4r~ti [his autttOrizalion to any parry tsamtd in the loan applicartiun. 4. A copy o[ dtis auntorizadon tray bt accepted as wt original. artnw . 9i f ~~ byd Parham, Jr :+Sh. as73s+ou tyate: 9-~ -OS` Co•I3orc war Si (U _ A^~~~~~ ncy Goss ssiv: zee-zs-eozz Dart. ~ ' ~ - v S