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				    	COMMISSIONERS'  COURT WORKSHOP AGENDA
					  	WEDNESDAY, NOVEMBER 3, 2010, 9:00 A.M.
						   	COMMISSIONERS'  COURTROOM
						    	KERR COUNTY COURTHOUSE
							 	KERRVILLE, TEXAS 78028
			    	THIS NOTICE IS POSTED PURSUANT TO THE TEXAS OPEN
				MEETINGS ACT.  (TITLE 5, CHAPTER 551, GOVERNMENT CODE
				  	AND TITLE 5, CHAPTER 552, GOVERNMENT CODE.)
				  	This  Commissioners'  Court  will  hold  a  workshop  at  9:00  A.M.,
				Wednesday,  November  3,   	2010,   	in  the  Kerr  County   	Commissioners'
				Courtroom, Kerr County Courthouse.
				  	Review and discuss employee health benefits and insurance.
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     	Inpatient	 	742730328     	METHODIST HOSP				  	GA   	30384     	Y	  	Medical	   	Y
     	Inpatient	 	562270591     	HEART HOSPITAL				  	TX    	78201     	Y	  	Medical	   	Y
     	Inpatient	 	364412922     	SPINE HOSP OF SOUTH			   	TX    	78258     	Y	  	Medical	   	N
     	Inpatient	 	742557820     	SID PETERSON MEMORIAL HOSPITAL	  	TX    	78028     	Y	  	Medical   	I		Y
     	Inpatient	 	383743546    	i  WARM SPRINGS NORTHEAST		    	TX    	78229     	Y	  	Medical   	'+		Y
     	Inpatient	 	746000949     	UTMD GALVESTON				 	TX    	77550     	Y	  	Medical   	'!		Y
     	Inpatient	 	760714523     	BAPTIST MEDICAL CENT			  	TX    	78229     	Y	  	Medical   	' ! !		Y
     	Inpatient	 	746083124    	!  HILL COUNTRY MEMORIAL HOSPITAL	   	TX    	78624     	Y	  	Medical	   	Y
     	Inpatient	 	432002326     	LAUREL RIDGE				     	TX    	78259     	Y	   	UBH	    	Y
     	Inpatient	 	770411689     	RECOVERY CENTER					TX    	78010     	Y	   	UBH	    	N
     	Inpatient	 	200869609     	MED CTR					    	TX    	78205     	Y	  	Medical   	ii		Y
     	Outpatient		742557820     	SID PETERSON MEMORIAL HOSPITAL	  	TX    	78028     	Y	  	Medical	   	Y
     	Outpatient		562270591     	HEART HOSPITAL				  	TX    	78201     	Y	  	Medical	   	Y
     	Outpatient		742730328     	METHODIST AMBULATORY SRG CTR	   	GA   	30384     	Y	  	Medical	   	Y
     	Outpatient		200869609     	MED CTR					    	TX    	78205     	Y	  	Medical	   	Y
     	Outpatient		760714523     	BAPTIST MEDICAL CENT			  	TX    	78205     	Y	  	Medical	   	Y
     	Outpatient		746083124     	HILL COUNTRY MEMORIAL HOSPITAL	   	TX    	78624     	Y	  	Medical	   	Y
     	Outpatient		742112082     	SOUTH TEXAS VETERANS HEALTH CA	  	TX    	78028     	N	  	Medical  I	 	N
     	Outpatient		770411689     	RECOVERY CENTER					TX    	78010     	Y	   	UBH	    	N
     	Outpatient		760714523     	BAPTIST MEDICAL CENT  .			 	TX    	78258     	Y	  	Medical  '	 	Y
     	Outpatient		741109836     	CHRISTUS SPOHN ALICE			  	TX    	75284     	Y	  	Medical   	d,		Y
     	Outpatient		742442459     	SAN ANTONIO SURG CTR			 	TX    	78240     	Y	  	Medical  4		Y
     	Outpatient		742976746     	SA ORTHOPAEDIC SURGERY CENTER	  	TX    	78216     	Y	  	Medical  a		Y
     	Outpatient		742730328     	METHODIST HOSP				  	GA   	30384     	Y	  	Medical   	°,		Y
     	Outpatient		741109643     	SETON NORTHWEST HOSPITAL		  	TX    	78265     	Y	  	Medical   	!'		Y
     	Outpatient		364412922     	SPINE HOSP OF SOUTH			   	TX    	78258     	Y	  	Medical   	'!	 	N
     	Outpatient		742462970     	OCULAR SRG CTR				  	TX    	78212     	Y	  	Medical   	'!,		Y
     	Outpatient		746002164     	UNIV HLTH					   	TX    	78229     	Y	  	Medical  i;		Y
     	Outpatient		751297735     	CONCHO COUNTY HOSPITAL		    	TX    	76837     	Y	  	Medical	   	Y
     	Outpatient		742112082     	SOUTH TEXAS VETERANS HEALTH CA	  	TN    	37167     	N	  	Medical   	!'	 	N
     	Outpatient     	742557820     	PETERSON PULMONARY REHABILITAT	 	TX    	78028     	Y	  	Medical	   	Y
     	Physician		742782325     	ELLIS,J,B,MD					 	TX    	78229     	Y	  	Medical  "	 	Y
     	Physician		742503534     	GURWITZ,GREGG,J,MD			    	TX    	78258     	Y	  	Medical	   	Y
     	Physician		205314759     	GAGNON,LORI,I,MD				 	TX    	78028     	Y	  	Medical	   	Y
     	Physician		742430251     	PEDERSON,WILLIAM,C			    	TX    	78240     	Y	  	Medical  ''	 	Y
     	fysician		741586031     	WILLIAMS,RONALD,P,MD			  	TX    	78229     	Y	  	Medical	   	Y
     	Physician		841627950     	CASILLAS,MARK,M,MD			    	TX    	78205     	Y	  	Medical  9		Y
     	Physician		742945763     	MEHENDALE,ANAND,W,MD				TX    	78028     	Y	  	Medical  ',',	 	Y
     	Physician		742371724     	MITCHELL,ROBERT,E,MD			  	TX    	78028     	Y	  	Medical	   	Y
     	Physician		742715291     	CHRYSOPOULO,MINAS,T,MD		     	TX    	78229     	Y	 	NoMatch	  	Y
     	Physician		742906311     	GNUECHTEL,MICHAEL,DO			 	TX    	78028     	Y	  	Medical  I	 	Y
     	Physician		742782325     	ELLIS,JAMES,B,MD				  	TX    	78229     	Y	  	Medical  '!	 	Y
     	Physician		742782325     	BARRINGTON,REBECCA,E,MD		   	TX    	78028     	Y	  	Medical  !	 	Y
     	Physician		741985385     	NEELY,WARREN,F				  	TX    	78229     	Y	  	Medical  ' ; ,	 	Y
     	Physician		742779329     	ANSON,BRYAN,H,III,MD			    	TX    	78229     	Y	  	Medical	   	N
     	Physician		262046652     	TRUELOCK,KERRI,L				 	TX    	78028     	Y	  	Medical	   	Y
     	Physician		741917555     	DAVIS,JOHN,D,MD				  	TX    	78028     	Y	  	Medical	   	Y
		Physician		742927105   	,  FRANKLIN,ODUS,M,DO			    	TX    	78028     	Y	  	Medical	   	Y
		Physician		742909645     	KERRVILLE CARDIOVASCULAR		  	TX    	78028     	Y	  	Medical  I	 	Y
		Physician		742503534     	DENNO,JERJIS,J,MD					TX    	78258     	Y	  	Medical  ',i	 	Y
		Physician		742927105     	FRANKLIN,O,M,DO				  	TX    	78028     	Y	  	Medical  !	 	Y
		Physician		742554159     	CLINICAL PATHOLOGY LABORATORIE	  	TX    	78714     	Y	  	Medical   	_     	Y
		Physician		741917555     	JALBERT,DEBORAH,PA			    	TX    	78028     	Y	  	Medical	   	N
		Physician		201630906     	ODONNELL,WILLIAM,C,JR,MD		    	TX    	78028     	Y	  	Medical  I	 	N
		Physician		742880684     	PRUNEDA,JOE,N,MD					TX    	78028     	Y	  	Medical  !'	 	Y
									   	Page 1 of 9
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		Physician		204003448     	WRIGHT,DOUGLAS,E,MD			  	TX    	78028     	Y	  	Medical	   	Y
		Physician		742719352     	KELLA,NAVEEN,MD				 	TX    	78229     	Y	  	Medical	   	Y
		Physician		203331755     	CLAYTON,EUGENE,N,MD			  	TX    	78028     	Y	  	Medical	   	Y
		Physician		741917555     	SPROUSE,DAVID,R,MD			    	TX    	78028     	Y	  	Medical	   	Y
		Physician		742880684     	HALE,TYSON,MD				   	TX    	78028     	Y	  	Medical	   	Y
		Physician		742539422     	GUERRA,MICHAEL,E,MD			   	TX    	78028     	Y	  	Medical	   	Y
		Physician		742822681     	ACD SA LIMITED				    	TX    	78258     	Y	  	Medical	   	Y
		Physician		742078288     	PROFETA,ROBERT				 	TX    	78028     	Y	  	Medical  j	 	Y
		Physician		742114159     	GIVEN,BRIAN,V,MD				 	TX    	78028     	Y	  	Medical	   	Y
		Physician		260188194     	BALLAY,CHARLES,J,II,MD			  	TX    	78028     	Y	  	Medical  p	 	N    	-
		Physician		753225168     	DAVIS,JOHN,W,DC				  	TX    	78028     	Y	  	Medical  'I	 	Y
		Physician		742329749     	MEDICAL ARTS IMAGING			  	TX    	78028     	Y	  	Medical  p,	 	Y
		Physician		465111462     	DUCKER,THOMAS,E				 	TX    	78028     	Y	  	Medical  !I	 	N
		Physician		010638628     	MILOY,DAVID,R,MD				 	TX    	78028     	Y	 	NoMatch	  	N
		Physician		753000626     	OEI,THOMAS,O,MD				  	TX    	78212     	Y	  	Medical	   	Y
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		Physician		742804555     	MASON,RICHARD,C				 	TX    	78028     	Y	  	Medical  I	 	N
		Physician		741917555     	TUCKER,KARSTEN,G,MD			  	TX    	78028     	Y	  	Medical  ":	 	Y
		Physician		262834698     	HOERSTER,JOHN,S,MD			   	TX    	78624     	Y	  	Medical  II	 	Y
		Physician		621637129     	CARIS DIAGNOSTICS					TX    	75063     	Y	  	Medical  !I	 	Y
		Physician		562379678     	WILSON,KATHLEEN,MD			   	TX    	78028     	Y	  	Medical  ''	 	Y
		Physician		710996116     	JOHNSON,RICHARD,B,MD			 	TX    	78028     	Y	  	Medical  fi	 	Y
		Physician		742899823     	WAMPLER,MELISSA,G,MD			 	TX    	78028     	Y	  	Medical  '!	 	Y
		Physician		742687635     	LUTHER,JOHN,S,MD					TX    	78229     	Y	  	Medical  '!	 	Y
		Physician		460501947     	THOMAS,AZREENA			    	-   	TX    	78229     	Y	  	Medical  41	 	Y
		Physician		742728787     	TOWELL,BRIAN				     	TX    	78028     	Y	  	Medical  I	 	Y
		Physician		742804555     	TOLOZA,EILEEN,M,MD			    	TX    	78028     	Y	  	Medical	   	Y
		Physician		742726528     	ROMAN GONZALEZ,JAVIER,MD		   	TX    	78201     	Y	  	Medical  'i	 	Y
		Physician		742078288     	SOLDER,LISA,L,NP				  	TX    	78028     	Y	  	Medical  'J	 	Y
		Physician		200455910     	CRAVEY,RUSSELL,MD			     	TX    	78028     	Y	  	Medical  'I	 	Y
		Physician		742993803     	MK PROSTHETIC AND ORTHOTIC SER	  	TX    	78229     	Y	  	Medical  `	 	Y
		Physician		742880684     	GORDON,WILLIAM,JR,MD			  	TX    	78028     	Y	  	Medical  I	 	Y
		Physician		742899823     	RUIZ WILFONG,M ELIZABETH,DO		 	TX    	78028     	Y	  	Medical  ?,	 	Y
		Physician		742880684     	RECTOR,WILLIAM,MD			     	TX    	78028     	Y	  	Medical  ',':	 	Y
		Physician		742804555     	VAUGHAN,JOHN,MD					TX    	78028     	N	  	NoMatch l	 	Y
		Physician		742945763     	MEHENDALE,ANAND,W,MD				TX    	78208     	Y	  	Medical	   	Y
		Physician		742541959     	MERIWETHER,J,C,MD			     	TX    	78028     	Y	  	Medical	   	Y
		Physician		201973934     	SIBERT,JON,D,DC				  	TX    	78028     	Y	  	Medical  y	 	Y
		Physician		161751617     	KEMPF,KEVIN,MD				   	TX    	78293     	Y	  	Medical	   	Y
		Physician		742959346     	PATHOLOGY REFERENCE LABORATORY		TX    	78229     	Y	  	Medical  i	 	Y
		Physician		830382075     	CARPENTER,KERRI				 	TX    	78013     	Y     	NotConsider$d		Y
		Physician		262046652     	GIVEN,TAMI,MD				     	TX    	78028     	Y	  	Medical	   	Y
		Physician		742888757     	MELCHER,LINETTE,B,MD			  	TX    	78028     	Y	  	Medical  ;	 	Y
		Physician		742938801     	TARNOWSKI,DANIEL,S,DC			 	TX    	78028     	Y	  	Medical  'I	 	Y
		Physician		320218651     	ONIRO LLC					   	TX    	78028     	N	  	Medical  I	 	N
		Physician		840611484     	LAB CORP OF AMERICA			   	NC   	27216     	Y	  	Medical  •	 	N
		Physician		263617075     	LOVE,CHRISTOPHER,L,MD			 	TX    	78624     	Y	  	Medical  I	 	Y
		Physician		742804555     	HARPER,BENJAMIN,L,MD			  	TX    	78028     	Y	 	NoMatch	  	Y
		Physician		204026035     	GROCKI,MICHAEL,S,MD			   	TX    	78028     	Y	 	NoMatch 'u.	 	Y
		Physician		742174129     	SPECK,FRED,L,JR,MD			     	TX    	78028     	Y	  	Medical  I	 	N
		Physician		742938801     	WILSON,ANDREA,M,DC			    	TX    	78028     	Y	  	Medical	 	Y
		Physician		261433694     	SPONSEL,WILLIAM,E,MD			  	TX    	78212     	Y	  	Medical  I	 	Y
		Physician		741698137     	FRITZSCH,RALPH,MD			     	TX    	78028     	Y	  	Medical  !,	 	Y
		Physician		742726528     	PEREZ,JOSE,A,MD				  	TX    	78201     	Y	  	Medical  w	 	Y
		Physician		203417997     	VIGIL,JUSTIN,J,MD				  	TX    	78209     	Y	  	Medical  I	 	Y
		Physician		742862156     	METRO AMBULANCE INC			  	TX    	78229     	Y	  	Medical  „	 	Y
		Physician		743012944     	ROUSE,LISA,A						TX    	78624     	Y	  	Medical  '+	 	Y
		Physician		262834698     	COHEN,JOSEPH,M,MD			     	TX    	78624     	Y	  	Medical  I	 	Y
		Physician		741850643     	MULLINS,DAVID,C,MD			     	TX    	78229     	Y	  	Medical  i	 	Y
									    	Page 2 of 9
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		Physician		743012944     	ROUSE,LISA,A						TX    	78028     	Y	  	Medical	   	Y
		Physician		742447500     	ORTIZ,MAURO,MD				  	TX    	78229     	Y	  	Medical	   	Y
		Physician		742973084     	GOLDMAN,MARK,P				  	TX    	78028     	Y	   	UBH	    	Y
		Physician		522212112     	LIFEWATCH INC				     	IL    	60018     	Y	  	Medical	   	Y
		Physician		742922218     	RAINOSEK,DELBERT,E,MD			 	TX    	78229     	Y	  	Medical	   	Y
		Physician		742726528     	SANDERSON,J,N,MD					TX    	78028     	Y	  	Medical	   	Y
		Physician		201791948     	FISH,SHAY,DPM				    	TX    	78028     	Y	  	Medical	   	Y
		Physician		432009935     	MAJORS,MICHAEL,J,MD			   	TX    	78624     	Y	  	Medical	   	Y
		Physician		760010407   	1  FUJISE,KENICHI				    	TX    	77555     	N	  	Medical	   	Y
		Physician		742896068   	1  KRUGER,ARIEL,Y,MD					TX    	78229     	Y	  	Medical	   	Y
		Physician		746001490   	I  KERRYVILLE FIRE DEPARTMENT EMS	  	TX    	78028     	N	  	Medical	   	N
		Physician		742804555     	GATLIN,COLEY,C,MD					TX    	78028     	Y	  	Medical  ':	 	Y
		Physician		742379769     	RECTOR,WILLIAM,MD			     	TX    	78028     	Y	  	Medical   	!	 	Y
		Physician		161736034     	DALESANDRO,HECTOR,H,MD		    	TX    	78258     	N	  	Medical  !	 	Y
		Physician		542186842     	ALVAREZCHEDZOY,NANCY,E,MD			TX    	78028     	Y	  	Medical	   	Y
		Physician		742804555     	PARKER,OWEN,S,MD			     	TX    	78028     	N	  	Medical  'i,		Y
		Physician		840611484     	LAB CORP OF AMERICA			   	TX    	77040     	Y	  	Medical   	'	 	N
		Physician		202228877     	MOODY,AUSTIN,R,II,MD			   	TX    	78028     	Y	  	Medical  !:	 	Y
		Physician		262338531     	LARA,RICHARD,CFA					TX    	78229     	N	 	NoMatch  'i'	 	N
		Physician		203987395     	PROLER,MEYER,L,MD			     	TX    	77504     	Y	  	Medical	   	Y
		Physician		742721268     	BROWN,JODY,B,PT				 	TX    	78028     	Y	  	Medical  1.	 	Y
		Physician		562386066     	PERRYMAN,TERI,L				  	TX    	78028     	Y	  	Medical  'I	 	Y
		Physician		742947225     	KERRYVILLEN ALL & AS			   	TX    	78028     	Y	  	Medical	   	Y
		Physician		742726528     	GREINER,DIANE,Z,MD			     	TX    	78028     	Y	  	Medical  4	 	Y
		Physician		742078288     	ULLMANN,C,J,CRNA					TX    	78028     	Y	  	Medical	   	N
		Physician		201186957     	CHANCELLOR,JON,E,MD			  	TX    	78028     	N	  	Medical	   	N
		Physician		161736034    	SHIH,EDWIN,C,MD				  	TX    	78229     	N	  	Medical	   	N
		Physician		205869560     	CORNETT,KAREN,G,MD			   	TX    	78624     	Y	  	Medical  I	 	Y
		Physician		742712486     	POLLARD,TREVOR,G					TX    	78240     	Y	  	Medical	   	Y
		Physician		205869560     	RAMSAY,JOHN,P,MD					TX    	78013     	Y	  	Medical	   	Y
		Physician		742996022     	TILLEY,TOBIN,B				 	TX    	78028     	Y	  	Medical	   	Y
		Physician		900120192     	STEFFEN,RICHARD,T,MD			  	TX    	78240     	Y	  	Medical	   	Y
		Physician		742046814     	ALLEN,WILLIAM,M,JR MD PA		     	TX    	78028     	Y	  	Medical  !'	 	Y
		Physician		742770912     	LEONARD,ELLEN,I,MD			     	TX    	78229     	Y	  	Medical	   	Y
		Physician		742712486     	SANTILLAN,REBECCA,MD			  	TX    	78229     	Y	  	Medical	   	Y
		Physician		742999988     	MORRIS,DONALD,C,JR,MD			 	TX    	78028     	Y	  	Medical	   	Y
		Physician		742922218     	PETERS,MARGARET,A,MD			 	TX    	78229     	Y	  	Medical	   	Y
		Physician		742779329     	RIOS,MARIVEL,MD				  	TX    	78229     	Y	  	Medical	   	Y
		Physician		205589008     	COLGIN,MURRAY,M				 	TX    	78028     	Y	  	Medical  '',	 	Y
		Physician		205869560     	STAFFORD,KRISTI,A,MD			   	TX    	78624     	Y	  	Medical  '+	 	Y
		Physician		742712486     	ARMSTRONG,JEFFREY,A,MD		     	TX    	78229     	Y	  	Medical	   	Y
		Physician		061128081     	DIANON SYSTEMS INC			    	NC   	27216     	Y	  	Medical	   	Y
		Physician		743003947     	GALINDO,MAYO,J,JR,JR MD				TX    	78216     	Y	  	Medical	   	Y
		Physician		201009329     	PRICE,GERALD,A				   	TX    	78028     	Y	  	Medical	   	Y
		Physician		742726528     	ROMAN GONZALEZ,JAVIER,MD		   	TX    	78028     	Y	  	Medical	   	Y
		Physician		742078288     	MCKENZIE,JOHN,R,CRNA			  	TX    	78028     	Y	  	Medical  ';	 	N
		Physician		742770912     	WILLINGHAM,ALEX,C,MD			  	TX    	78229     	Y	  	Medical  ';	 	Y
		Physician		742770105     	MED EQUIPMENT SHOP			   	TX    	78028     	Y	  	Medical	   	Y
		Physician		742896068     	GILLEY,JAMES,S,MD					TX    	78240     	Y	  	Medical  ",	 	Y
		Physician		742799934     	CANTU,PAMELA,D,MD			     	TX    	78624     	Y	  	Medical	   	Y
		Physician		742804555     	MEADOR,GREGORY					TX    	78028     	N	  	Medical	   	Y
		Physician		742897680     	FERNANDEZ,PATRICIA,J			   	TX    	78028     	Y	  	Medical  ?	 	Y
		Ph  sician		742899116     	CHENE,JANET,MD				  	TX    	78028     	Y	  	Medical  ,	 	Y
		Physician		742896068     	WILLIG,DONALD,MD				 	TX    	78240     	Y	  	Medical	   	Y
		Physician		382084239     	QUEST DIAGNOSTICS			     	PA    	19398     	Y	  	Medical  !.	 	Y
		Physician		450487257     	PELAEZ,RAUL,A,MD				 	TX    	78257     	Y	  	Medical  °f.	 	Y
		Physician		020738450     	BLACKBURN,DAVID,MD			    	TX    	78006     	Y	  	Medical	   	Y
		Physician		742865587     	KIRCHNER,LEE,C,MD					TX    	78231     	Y	  	Medical	   	Y
									   	Page3of9
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		Physician		742283401     	PERRY,BRIAN,P,MD				 	TX    	78240     	Y	  	Medical	   	Y
		Physician		742712486     	HARLE,MARK,A,MD				 	TX    	78229     	Y	  	Medical	   	Y
		Physician		742726528     	MELUCCI,MICHAEL,B,MD			  	TX    	78028     	Y	  	Medical	   	Y
		Physician		741895118     	FRYBURGER,KATHLEEN,M,PA		   	TX    	78624     	Y	  	Medical	   	Y
		Physician		160449425     	ELLIOTT,GARY,MD				  	TX    	78028     	Y	  	Medical	   	Y
		Physician		204250622     	FRANKLIN,O,M,DO				  	TX    	78028     	Y	  	Medical	   	Y
		Physician		270015524     	FOSTER,MIRELLE,MD			     	TX    	78028     	Y	  	Medical	   	Y
		Physician		742726528     	HADDOCK,EUGENE,P,MD			  	TX    	78028     	Y	  	Medical	   	Y
		Physician		742996022     	FORD,BRET,B				   	TX    	78028     	Y	  	Medical	   	Y
		Physician		742421697     	CANTU,DAVID,A,MD				 	TX    	78624     	Y	  	Medical  :	 	Y
		Physician		382084239     	QUEST DIAGNOSTICS			     	PA    	19182     	Y	  	Medical	   	Y
		Physician		752630684     	DENKE,MARGO,A,MD					TX    	78003     	Y	  	Medical	   	Y
		Physician		437924584     	HAGEMEIER,KARL,F,MD			   	TX    	78028     	Y	  	Medical  !'	 	Y
		Physician		621637129     	CARIS DIAGNOSTICS					TX    	75039     	Y	  	Medical  I	 	Y
		Physician		205314759     	BORCHERS,CELESTE,M,DPM		    	TX    	78028     	Y	  	Medical   	I	 	Y
		Physician		742804555 -    	HOWELL,JOHN,S,MD					TX    	78028     	N	  	Medical	   	N
		Physician		742726528     	GREINER,DIANE,Z,MD			     	TX    	78201     	Y	  	Medical  I	 	Y
		Physician		742904691     	RITTER,ERIC,C				     	TX    	78624     	Y	  	Medical	   	N
		Physician		205869560     	RICKERHAUSER,NANCY,M,MD		   	TX    	78013     	Y	  	Medical  ',I,	 	Y
		Physician		742945763     	ANAND W MEHENDALE M			  	TX    	78028     	Y	  	Medical	   	Y
		Physician		742885262     	DULANEY,RICK,M,MD			     	TX    	78624     	Y	  	Medical  ',I:	 	Y
		Physician		742554159     	CLINICAL PATHOLOGY LABORATORIE	  	TX    	78754     	Y	  	Medical  'II	 	Y
		Physician		742112082  •    	KING,ALAN,E,MD				    	TX    	78028     	N	  	Medical  I	 	N
		Physician		756002868     	KARANDIKAR,NITIN,J					TX    	75284     	Y	  	Medical	   	Y
		Physician		201791948     	FISH,SHAY,DPM				    	TX    	78029     	Y	  	Medical	   	Y
		Physician		830468933     	CURRY,MITCHELL,R					TX    	78207     	Y	  	Medical  ',	 	Y
		Physician		742897680     	FERNANDEZ,PATRICIA,J,LPC		    	TX    	78028     	Y	  	Medical  '^	 	Y
		Physician		741763675     	VAIDYA,KEDARNATH,A,MD			 	TX    	77304     	Y	  	Medical  !'	 	Y
		Physician		203447532     	FIGUEROA,MICHAEL,S,MD			 	TX    	78240     	Y	  	Medical  ''	 	Y
		Physician		742104444     	KERRVILLE PHYSICAL THERAPY		 	TX    	78028     	Y	  	Medical  I	 	Y
		Physician		742078288     	REYNOLDS,ROBERT,M,MD		   	•    	TX    	78028     	Y	  	Medical  I	 	Y
		Physician		830468933     	CURRY,MITCHELL,R					TX    	78201     	Y	  	Medical	   	Y
		Physician		742975238     	SANTIAGO YOUNG,ODEMARIS,MD			TX    	78028     	Y	  	Medical  I	 	Y
		Physician		742880684     	MURRAY,ROBERT,R,MD			   	TX    	78028     	Y	  	Medical  i	 	Y
		Physician		629247941     	SCHROEDER,KLAUS,MD			   	TX    	78028     	Y	 	NoMatch  !'	 	Y
		Physician		435889353     	ANDRE,KIM,OTRL				   	TX    	78028     	Y	  	Medical	   	Y
		Physician		331461625     	DAINAS,ROCHELLE,S,PHD			 	TX    	78028     	Y     	NotConsidered		Y
		Physician		742815026     	WILLIAMS,EDMUND,P,MD			  	TX    	78006     	Y	   	UBH   	"	 	Y
		Physician		562379678     	WILSON,KATHLEEN,MD			   	TX    	78029     	Y	  	Medical	   	Y
		Physician		760198703     	VALENZA,PAUL,L,DPM			     	TX    	78028     	Y	  	Medical  1	 	Y
		Physician		742779329     	HOLMGREEN,KIMBERLY,R,MD		   	TX    	78212     	Y	  	Medical  `	 	Y
		Physician		202932153     	SCHLABACH,MICHAEL,R,MD		     	TX    	78028     	Y	  	Medical	   	Y
		Physician		742899823     	WAMPLER,MELISSA,G,MD			 	CT    	06095     	Y	  	Medical	   	Y
		Physician		752484888     	MOSS,SUE					   	TX    	78028     	Y     	NotConsidered		Y
		Physician		742317966     	GRAHAM,JAMES,L,MD			     	TX    	78028     	Y	  	Medical  ';	 	Y
		Physician		562398084     	COLDWELL,PETER,A,MD			  	TX    	78624     	Y	  	Medical  1	 	Y
		Physician		752770291     	GOTANCO,RONALD,E,MD			  	TX    	78216     	Y	  	Medical	   	Y
		Physician		742947225     	MOHAR,DALE,E,MD				 	TX    	78028     	Y	  	Medical  '!	 	Y
		Physician		742844785     	JAAFAR,SALEH,N,MD					TX    	78003     	Y	  	Medical  °I	 	Y
		Physician		742799934     	THOMPSON,NANCY,MD			    	TX    	78624     	Y	  	Medical	   	Y
		Physician		205559720     	FERNANDEZ,ARTHUR,MD			  	TX    	78332     	N	 	NoMatch ;	 	N
		Physician		742896068     	CROW,KEITH,A,MD				 	TX    	78229     	Y	  	Medical	   	Y
		Physician		383452013     	VU,VU,N					     	TX    	78229     	N	  	Medical	   	N
		Physician		334347892     	UZARSKI,GERALD,DC			     	TX    	78028     	N     	NotConsidered		N
		Physician		270316031     	KAALE,ROBERT,L,MD			     	NV   	89193     	N	  	Medical	   	Y
		Physician		741775525     	ZURITA,V,F					   	TX    	78229     	Y	  	Medical  I	 	Y
		Physician		741895118   	:   	KOTHMANN,JOHN,R,MD			   	TX    	78624     	Y	  	Medical  l	 	Y
		Physician		742939835     	HUFF,JOHN,P,MD				   	TX    	78232     	Y	  	Medical	   	Y
									    	Page 4 of 9
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		Physician		742984201     	BRADEN,MICHAEL,MD			     	TX    	78624     	Y	  	Medical	   	Y
		Physician		742804555     	ESCAMILLA,CLAIRE,E,MD			  	TX    	78028     	N	  	Medical	   	N
		Physician		741768107     	MOBLAD,ROGER,G,DPM			   	TX    	78028     	Y	  	Medical	   	Y
		Physician		742782325     	BRANT,ELLIS,J,MD				  	TX    	78229     	Y	  	Medical	   	Y
		Physician		020738450     	RHEINER,JOHN,P				   	TX    	78006     	Y	  	Medical	   	N
		Physician		742804555     	ANDERSON,WILLIAM,D,MD			 	TX    	78028     	N	  	Medical	   	Y
		Physician		911490213     	RS MEDICAL					 	WA   	98687     	Y	  	Medical  fi	 	Y
		Physician		742904691     	WESTFALL,JOHN,D				 	TX    	78624     	Y	  	Medical	   	Y
		Physician		742804555     	PAULSON,STEPHEN,M,MD			 	TX    	78028     	N	 	NoMatch  ' i	 	Y
		Physician		742899823     	MEIER,NIESSA,RN CNM			   	TX    	78028     	N	  	Medical  fi	 	Y
		Physician		742880684     	WILLIAMS,ROBERT,G,MD			  	TX    	78028     	Y	  	Medical  l	 	Y
		Physician		742779329     	SCHULEMAN,STEVEN,G,MD		     	TX    	78229     	Y	  	Medical  !'	 	Y
		Physician		203655652     	TERRELL,KENNETH,MD			   	TX    	78624     	Y	  	Medical  ?	 	Y
		Physician		742880684     	WILLIAMS,ROBERT,G,MD			  	TX    	78624     	Y	  	Medical  l	 	Y
		Physician		465114374     	LEHNHOFF,KATHLEEN,D			  	TX    	78028     	Y     	NotConsidere'd		Y    	fi
		Physician		900120192     	CURTIS,RALPH,J,JR,MD			   	TX    	78006     	Y	  	Medical  f,	 	Y    	fi
		Physician		742078288     	DAVIS,C,T					    	TX    	78028     	Y	 	NoMatch  I	 	Y
		Physician		742978885     	FONTENOT,MICHAEL,S			    	TX    	78028     	Y	  	Medical  fi	 	Y
		Physician		742246239     	BULLOCK,JEFF,S,MD					TX    	78006     	Y	  	Medical  I	 	Y
		Physician		201186957     	MCGLAUN,MARY,F,FNP			   	TX    	78028     	Y	  	Medical	 	Y
		Physician		742078288     	MCKENZIE,BONNIE,W,MD			  	TX    	78028     	Y	  	Medical  fi	 	Y
		Physician		742078288     	MCKENZIE,BONNIE,W			     	TX    	78028     	N    	fi    	Medical  '	 	Y
		Physician		742799934     	HOWARD KNEITZ,FELICIA,H,MD		  	TX    	78624     	Y	  	Medical  fi  fi     	Y
		Physician		262553196     	VINAS,JOSEPH,F				   	TX    	78028     	Y	  	Medical  '':	 	Y
		Physician		742072186     	FETCHICK,RICHARD,J			     	TX    	78229     	Y	  	Medical  ':'	 	Y
		Physician		742885262     	BRAY,ANDREA,C,MD					TX    	78624     	Y	  	Medical  !'	 	Y
		Physician		383452013     	SORRELLS,JOHN,T,MD			    	TX    	78258     	N	  	Medical  fi	 	N
		Physician		262788143     	KLAVON,AZIZ,A,MD				 	TX    	78028     	N	  	Medical  'I	 	Y
		Physician		742283401     	SYMS,CHARLES,A,III,MD			   	TX    	78240     	Y	  	Medical  l	 	Y
		Physician		415661002     	CLARK,CAROL,H,PHD			     	TX    	78028     	N     	NotConsidere,d		N
		Physician		160449425     	ELLIOTT,GARY,E,DC					TX    	78028     	Y	  	Medical  l	 	Y
		Physician		742278479     	BURGIN,WILLIAM,W,JR			    	TX    	78028     	Y	  	Medical  I	 	Y
		Physician		741201585     	BUNKER,NOAH,S,MD					TX    	78028     	Y	  	Medical  ''	 	Y
		Physician		742938811     	LANGSTON,WILLIAM,T,MD			 	TX    	78229     	N	  	Medical  ',	 	N
		Physician		261433694     	SPONSEL,WILLIAM,E,MD			  	TX    	78215     	Y	  	Medical  l	 	Y
		Physician		742078288     	MCKENZIE,BONNIE,W    	•			  	TX    	78028     	Y	  	Medical  '	 	Y
		Physician		756002868     	COURTNEY,ARDITH,M			     	TX    	75284     	Y	  	Medical  I	 	Y
		Physician		741619182     	VICKERY,JACQUELYN,F,MD				TX    	78229     	Y	 	- Medical  fi	 	Y
		Physician		742904691     	BENFIELD,DENNIS,A,JR,CRNA		   	TX    	78624     	Y    	fi    	Medical  l	 	Y
		Physician		742759858     	HARRISON,SUE,A,MD			     	TX    	78666     	Y	  	Medical  !'	 	Y
		Physician		760196952     	GRATIA,ALLAN,DC				  	TX    	78003     	Y	  	Medical	   	Y
		Physician		262046652     	PELTON,KELLY,MD				 	TX    	78028     	Y	  	Medical	   	Y
		Physician		205869560     	ELLISON,SUZANNE,MD			    	TX    	78013     	Y	  	Medical  fi	 	Y
		Physician		742779329     	JONES,MCCLURE				   	TX    	78205     	Y	  	Medical  !l	 	Y
		Physician		742779329     	DARIUS,JEFFREY,C,CRNA			 	TX   	fi 78205     	Y	  	Medical  l	 	Y
		Physician		742984204     	ROBERTSON,DANIEL,B,MD				TX    	78624     	Y	  	Medical  '':  _     	Y
		Physician		201651590     	AUSTRAD					    	TX    	78664     	Y	  	Medical	   	Y
		Physician		261094301     	BARKER,KEVIN,MD				 	TX    	78006     	Y	  	Medical  ',,	 	Y
		Physician		680569591     	BLAKER,SHELLY,OD					TX    	78028     	Y	  	Medical  l	 	Y
		Physician		741586031     	BAILEY,STEVEN,R				  	TX    	78229     	Y	  	Medical  4	 	Y
		Physician		263443112     	PEET,JASON,N,MD				  	TX    	78624     	Y	  	Medical  I,	 	Y
		Physician		742896068   	'i  UHLER,MARTHA,K,MD			     	TX    	78229     	Y	  	Medical	   	Y
		Physician		742501542     	FLORES,NICOLE,S,MD			     	TX    	78759     	Y	  	Medical  ',	 	Y    	fi
		Physician		742906091     	LLANOS,ARTURO,R				 	TX    	78028     	Y	  	Medical  l	 	Y
		Physician		742880684     	BISHOP,WILLIAM,E,MD			    	TX    	78028     	Y	  	Medical  l	 	Y
		Physician     	'  449762981     	HUBBLE,HENRY,L,DC			     	TX    	78028     	Y     	NotConsiderFd		Y
		Physician     	•  741201585     	MARQUARDT,SHELBY,V,MD				TX    	78028     	Y    	fi    	Medical	  	Y
		Physician		741833341     	LABORDE,ALFRED,L,MD			   	TX    	78229     	Y	  	Medical  !'	 	Y
									    	Page 5 of 9
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		Physician		742800601     	NUNEZ,SUSAN,B,MD					TX    	78681     	Y	  	Medical	   	Y
		Physician		742947225     	DAY,ALYSON,L,FNP ARPN			 	TX    	78028     	Y	  	Medical	   	Y
		Physician		742196500     	LEWIS,CHARLES,E,MD			    	TX    	78028_    	Y	  	Medical	   	Y
		Physician		760010407     	INDRIKOVS,ALEXANDER,MD		     	TX    	77555     	Y	  	Medical	   	Y
		Physician		760010407     	MODI,SHREYAS,A				  	TX    	77555     	Y	  	Medical	   	Y
		Physician		742712486     	LACASSE,ALBERT,III,MD			   	TX    	78216     	Y	  	Medical	   	Y
		Physician		741586031     	FRY,CONSTANCE,L,MD			    	TX    	78229     	Y	  	Medical	   	Y
		Physician		742885262     	DULANEY,JENNIFER,W,MD				TX    	78624     	Y	  	Medical   	s		Y
		Physician		742526861     	KRUEGER,ROBERTA,L,MD			 	TX    	78229     	Y	  	Medical	   	Y
		Physician		461828050     	GILLESPIE,DONNA,LPC			    	TX    	78028     	Y	   	UBH	    	Y
		Physician		440546366     	ADELMAN,HAROLD,F,MD			  	TX    	78028     	N	  	Medical   	'		N
		Physician		742624033     	BILDERBACK,JOHN,W,DC			  	TX    	78028     	Y     	NotConsidered		Y
		Physician		742975238     	YOUNG,JAMES,A				   	TX    	78028     	Y	  	Medical   	'		Y
		Physician		050589923     	BARKER,KEVIN,MD				 	TX    	78006     	Y	  	Medical   	!'		Y
		Physician		262981900     	MEHENDALE,ANAND,W,MD				TX    	78028     	N	  	Medical	   	Y
		Physician		742132046     	MAGNABOSCO,ELIZABETH,L		     	TX    	78229     	Y	  	Medical  °!,		Y
		Physician		742712486     	SOLOMON,DALE,E,MD			     	TX    	78240     	Y	  	Medical  I!		Y
		Physician		203589445     	BALL,MARK,MSPT				  	TX    	78624     	Y	  	Medical	   	Y
		Physician		303905134     	WATTS,LISA,M,PSYD					TX    	78028     	Y	   	UBH    	i		Y
		Physician		752990526     	STARCK,TOMY,MD				  	TX    	78256     	Y	  	Medical  P		Y
		Physician		742938811     	REIFENBERG,LILANE,J			    	TX    	78006     	N	  	Medical	   	N
		Physician		202148889     	ORTIZ,GABRIEL,MD				 	TX    	78216     	Y	  	Medical	   	Y
		Physician		741895118     	MAYBEN,JENNIFER,K,MD			  	TX    	78624     	Y	  	Medical  E	 	Y
		Physician		742215169     	SMITH,J,M,III,MD				    	TX    	78201     	Y	  	Medical  I	 	N
		Physician		742654134     	ROCKWOOD,ANDREW,P			  	TX    	78624     	Y	  	Medical  ',I	 	Y
		Physician		741763675     	HALLBAUER,GREGG,M,DO			 	TX    	77304     	Y	  	Medical	   	Y
		Physician		742743906     	DAVIS,LARRY,R,MD				 	TX    	78229     	Y	  	Medical  V	 	Y
		Physician		742464483     	WAGNER,RANDALL,L,DDS			 	TX    	78028     	N     	NotConsidered		N
		Physician		743003947     	BROWN,MARVIN,R,MD			    	TX    	78299     	Y	  	Medical	   	Y
		Physician		742726528     	MACHELL,CHARLES,H,MD			 	TX    	78229     	Y	  	Medical	   	Y
		Physician		200455910     	ANDEREGG,HEATHER,N,OD		     	TX    	78028     	Y	  	Medical	   	Y
		Physician		562398084     	GARCIA,RAMON,A,MD			     	TX    	78624     	Y	  	Medical  i.	 	Y
		Physician		900120192     	SCHMIDT,DAVID,R,MD			     	TX    	78240     	Y	  	Medical  I .	 	Y
		Physician		742606349     	EDEN,MARK,D,MD				  	TX    	78624     	Y	  	Medical	   	Y
		Physician		205869560     	ELLISON,SUZANNE,MD			    	TX    	78624     	Y	  	Medical  !	 	Y
		Physician		741671142     	CLEMENT,JOHN,P,IV,MD			   	TX    	78229     	Y	  	Medical  (	 	Y
		Physician		742984201     	CLEGG,CYNTHIA,O,MD			    	TX    	78624     	Y	  	Medical  ' 4	 	Y    	,
		Physician		742728787     	EVANS,CARL,R,MD				 	TX    	78028     	Y	  	Medical	   	Y
		Physician		201186957     	MALONE,MARK,S,PT MT			   	TX    	78028     	N	  	Medical  i	 	Y
		Physician		262981900     	BALLAY,CHARLES,J,II,MD			  	TX    	78028     	N	  	Medical  f.	 	Y
		Physician		742379769     	RECTOR,WILLIAM,MD			     	TX    	78028     	N	  	Medical	   	Y
		Physician		205869560     	CORNETT,KAREN,G,MD			   	TX    	78013     	Y	  	Medical	   	Y
		Physician		742104444     	KERRVILLE PHYSICAL THERAPY		 	TX    	78028     	N	  	Medical	   	Y
		Physician		742380838     	BROCKWAY,BRUCE,A,MD			 	TX    	78229     	Y	  	Medical	   	Y
		Physician		201685373     	BABCOCK,CHAD,MD					TX    	78738     	Y	  	Medical	   	Y
		Physician		752485366     	GILLETTE,PAUL,C,MD			     	TX    	76201     	Y	  	Medical	   	Y
		Physician		638501337     	MINA,MAGED,M,MD				 	TX    	78258     	Y	  	Medical  ':	 	Y
		Physician		680569591     	BLAKER,BRANDON,OD			    	TX    	78028     	Y	  	Medical  '	 	Y
		Physician		742726528     	ROMAN GONZALEZ,JAVIER,MD		   	TX    	78229     	Y	  	Medical	   	Y
		Physician		742728787     	EVANS,CARL,R,MD				  	TX    	78624     	Y	  	Medical	   	Y
		Physician		742938811     	SHROYER,STEVEN,MD			    	TX    	78229     	N	  	Medical	   	N
		Physician		742945079     	SPENCE,KELLY,A				   	TX    	78229     	Y	  	Medical	   	Y
		Physician		900120192     	ALLEN,MARQUE,A,DPM			    	TX    	78240     	Y	  	Medical  .	 	Y
		Physician		200800593     	LINKIA LLC					   	IL    	60674     	Y	  	Medical	   	N
		Physician		331461625     	DIANAS,ROCHELLE,S,PHD			 	TX    	78028     	Y     	NotConsidered		N
		Physician		753101035     	PETERSON,JOSEPH,R,MD			 	TX    	78006     	Y	  	Medical  k,	 	Y
		Physician		742114159     	BERG,TIMOTHY,A,MD			     	TX    	78028     	Y	  	Medical	   	Y
		Physician		742804555     	MEADOR,GREGORY					TX    	78028     	Y	  	Medical	   	Y
									    	Page 6 of 9
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		Physician		262788143     	BERNARD,JACK,L,MD			     	TX    	78028     	Y	  	Medical	   	N
		Physician		741586031     	BAIR,RITA,M,MD				    	TX    	78229     	Y	  	Medical	   	N
		Physician		751731116     	CANNON,JOE,R,MD				 	TX    	79604     	N	 	NoMatch	  	N
		Physician		742498008     	JACKSON,RONALD,E					TX    	78028     	N     	NotConsidered		N
		Physician		205869560     	RAMSAY,JOHN,P,MD					TX    	78624     	Y	  	Medical	   	Y
		Physician		270496941     	JACKSON,STEPHEN,J,MD			  	TX    	79606     	N	  	Medical	   	N
		Physician		742112082     	SHORT,STEPHEN,L,MD			    	TX    	78028     	N	  	Medical	   	N
		Physician		743003947     	BROWN,MARVIN,R,MD			    	TX    	78216     	Y	  	Medical	   	Y
		Physician		205869560     	HOERMANN,MATTHEW,MD				TX    	78013     	Y	  	Medical	   	Y
		Physician		742726528     	MCKENZIE,GREGORY,G,MD				TX    	78028     	Y	  	Medical  Ii	 	N
		Physician		880322143     	MAGNUS,WARREN,DO			    	NV   	89103     	N	  	Medical	   	N
		Physician		201009329     	PRICE,GERALD,A,MD					TX    	78028     	Y	  	Medical	   	Y
		Physician		742896068     	CLEMENT,JOHN,P,IV,MD			   	TX    	78229     	Y	  	Medical  1,	 	Y
		Physician		208164988     	CHANG,YUPO,J,MD				 	TX    	78259     	N	  	Medical  ':	 	N
		Physician		205869560     	RICKERHAUSER,NANCY,M,MD		   	TX    	78624     	Y	  	Medical  .	 	N
		Physician		262708683     	SUMRALL,ZACH,T,DC			     	TX    	78028     	N	  	Medical	   	N
		Physician		742938811     	SALDIVAR,PRISCILLA,MD			  	TX    	78006     	N	  	Medical	   	N
		Physician		742804555     	WILLIAMS,BRIAN,K,MD			    	TX    	78028     	N	  	Medical,	 	N
		Physician		020738450     	CAULFIELD,CHRISTOPHER,T,MD		 	TX    	78006     	Y	  	Medical	   	Y
		Physician		200773806     	PILCHER,JOHN,A,JR,MD			   	TX    	78299     	Y	  	Medical	   	Y
		Physician		742867618     	JACKSON,GREGORY,M,MD				TX    	78212     	Y	  	Medical	   	Y
		Physician		752473418     	CARENOW					   	TX    	75013     	Y	  	Medical  !	 	Y
		Physician		460218195     	MCCULLOUGH,KEVIN,L,OD				TX    	78028     	N	  	Medical  '	 	Y
		Physician		742109824     	KIBEL,LIANE,B,MD				  	TX    	78731     	Y	  	Medical  .	 	Y
		Physician		742782325     	DICE,YUHOE,G,MD				  	TX    	78006     	Y	  	Medical  i	 	Y
		Physician		760522391     	RANEY,RANCE,W,MD			     	TX    	77380     	Y	  	Medical	   	Y
		Physician		742503534     	GURWITZ,GREGG,S,MD			   	TX    	78258     	Y	  	Medical	   	Y
		Physician		742112082     	WHEATLEY,KENNETH,K,JR,MD		   	TX    	78028     	N	  	Medical  ,	 	N
		Physician		742593443     	WICKWARE,CHARLES,A,DC				TX    	78028     	Y     	NotConsidered		Y
		Ph  sician		743005527     	DICKEY,MICHAEL,W,MD			   	TX    	78654     	Y	  	Medical  'i	 	Y
		Physician		741985385   	!  NEELY,WARREN,F				  	TX    	78028     	Y	 	NoMatch	  	Y
		Physician		742939835     	WILD,JAMES,H,MD				  	TX    	78861     	Y	  	Medical	   	Y
		Physician		752813828     	DEBENEDETTO,RICHARD,B,MD		  	TX    	78028     	N	 	NoMatch «	 	N
		Physician		742731118     	BARNETT,JOHN,M,MD			     	TX    	78028     	Y	  	Medical	   	Y
		Physician		742726528   	:  MACHELL,CHARLES,H,MD			 	TX    	78028     	Y	  	Medical	   	Y
		Physician		861152793     	RONEN,PINKY,F,MD				 	TX    	77024     	Y	  	Medical	   	Y
		Physician		741671142     	DALRYMPLE,NEAL,C,MD			   	TX    	78229     	Y	  	Medical  ' d .	 	Y
		Physician		204311599     	PENA,BENNY,OD				   	TX    	78028     	N	  	Medical  ' i	 	Y
		Physician		742371110     	MARTINEZ,ALBERTO,N,MD			 	TX    	76849     	Y	  	Medical  I	 	Y
		Physician		742447500     	TRIANA,JOSE,F				     	TX    	78229     	Y	  	Medical  .,,	 	Y
		Physician		201258661     	MUELLER,CHERYL,MD			    	TX    	78240     	Y	  	Medical	   	Y
		Physician		742082653     	GALLAGHER,KEVIN,M,DO			  	TX    	78028     	Y	  	Medical	   	Y
		Physician		460501947     	THOMAS,AZREENA,MD			    	TX    	78229     	Y	  	Medical	   	Y
		Physician		830398176     	REYES,JOSE,MD				    	TX    	78293     	N	  	Medical	   	Y
		Physician		262708683     	PEDERSON,CORINNE,M,DC				TX    	78028     	Y	  	Medical  1	 	Y
		Physician		741654878     	VARDIMAN,ARNOLD,B,MD			 	TX    	78258     	Y	  	Medical	   	Y
		Physician		161751617     	KEMPF,KEVIN,MD				   	TX    	78258     	Y	  	Medical	   	Y
		Physician		742896068     	GILLEY,JAMES,S,MD					TX    	78229     	Y	  	Medical  ',I	 	Y
		Physician		751598794     	HARVEY,PATRICIA,L,MD			   	TX    	79601     	N	  	Medical	   	N
		Physician		742730350     	FINDLEY,MICHAEL,S					TX    	76705     	Y	  	Medical  '	 	Y
		Physician		742728787     	ADDINGTON,SHARI,L,MD			  	TX    	78028     	N	  	Medical  k	 	Y
		Physician		040468970     	SIRIANNI,JEFFREY,G,MA			  	TX    	78028     	Y	 	NoMatch	  	Y
		Physician		742945079     	GARZA,SUZANNA,P,MD			    	TX    	78229     	Y	  	Medical  ';	 	Y
		Physician		200376970     	BENSON,AMY,MD				   	TX    	78201     	N	  	Medical	   	N
		Physician		680569591     	BLAKER,BRANDON,OD			    	TX    	78624     	Y	  	Medical	   	Y
		Physician		742904649     	WYNNE,SUSAN,K,MD					TX    	78028     	Y     	NotConsidered		Y
		Physician		202280943     	MELO,JAIRO,A,MD				  	TX    	78240     	Y	  	Medical	   	Y
		Physician		742726528     	ROMAN GONZALEZ,JAVIER,MD		   	TX    	78624     	Y	  	Medical	   	Y
									    	Page7of9
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		Physician		741671142     	BOYS,GREGORY,J,MD			     	TX    	78229     	Y	  	Medical	   	Y
		Physician		741586031     	HEIM HALL,JOSEFINE,M,MD				TX    	78229     	Y	  	Medical	   	Y
		Physician		741586031     	MCGUFF,HOWARD,DDS			   	TX    	78229     	Y	  	Medical	   	Y
		Physician		742112082     	DELTORO,JANETH,RNC			   	TX    	78028     	N	  	Medical	   	N
		Physician		742231775     	SALINAS,CARL,MD				  	TX    	78249     	Y	  	Medical	   	N
		Physician		743012944     	ROUSE,LISA,A,MD				  	TX    	78028     	Y	  	Medical	   	Y
		Physician		270024986     	CUMBER,SALIMAH,F,MD			   	TX    	77055     	Y	  	Medical	   	Y
		Physician		742880684     	MURRAY,ROBERT,R,MD			   	TX    	78624     	Y	  	Medical	   	Y
		Physician		742880684     	PRUNEDA,JOE,N,MD					TX    	78624     	Y	  	Medical	   	Y
		Physician		710996116     	MCAULIFFE,MARY,E,NP			   	TX    	78028     	Y	  	Medical	   	N
		Physician		741917555     	MAYS,SHELIA,A,FNPC			     	TX    	78028     	Y	  	Medical	   	Y
		Physician		742721268     	MCDONALD,VANCE,A,JR,RPT		    	TX    	78624     	Y	  	Medical   	'I		Y
		Physician		311651314     	EBI MEDICAL SYSTEM			     	TX    	78205     	Y	  	Medical	   	N
		Physician		742726528     	JAVIER,R GONZALEZ,MD			  	TX    	78028     	Y	  	Medical   	: :	 	N
		Physician		742072186     	DEWITT,CAROLINE,C,MD			  	TX    	78229     	Y	  	Medical  ;'		Y
		Physician		760010407     	TUERO,ENRIQUE,I,MD			     	TX    	77555     	Y	  	Medical	   	Y
		Physician		742112082     	GODSEY,JILL,A,APN CNS			  	TX    	78028     	N	  	Medical	   	N
		Physician		680569591     	BLAKER,SHELLY,OD					TX    	78624     	Y	  	Medical	   	Y
		Physician		742231775     	MOORE,BENJAMIN,H,MD			  	TX    	78130     	Y	  	Medical	   	Y
		Physician		742978885     	FONTENOT,MICHAEL,S,MD				TX    	78028     	Y	  	Medical  !	 	Y
		Physician		262788143     	HUSSAIN,AKHTAR,MD			     	TX    	78028     	N	  	Medical  ?	 	N
		Physician		742999988     	MORRIS,DONALD,C,JR,MD			 	TX    	78029     	Y	  	Medical	   	Y
		Physician		202148889     	ORTIZ,GABRIEL,MD				 	TX    	78221     	Y	  	Medical	   	Y
		Physician		742782325     	DICE,YUHOE,G,MD				  	TX    	78229     	Y	  	Medical	   	Y
		Physician		742880684     	WILLIAMS,GAYLE,R,MD			    	TX    	78028     	Y	  	Medical	   	N
		Physician		710996116     	MCAULIFFE,MARY,E,NP			   	TX    	78028     	N	  	Medical	   	N
		Physician		742815026     	WILLIAMS,EDMUND,P,MD			  	TX    	78232     	Y	   	UBH	    	Y
		Physician		741671142     	HENDRICK,ERIC,P,MD			     	TX    	78229     	Y	  	Medical	   	Y
		Physician		751393557     	JUBAY,FELIPE,L,MD				 	TX    	79035     	Y	  	Medical	   	Y
		Physician		742922218     	AVERYT,JOHN,MD				  	TX    	78229     	Y	  	Medical  I,	 	Y
		Physician		742721268     	SCHNEIDER,KELLY,D,PT			  	TX    	78028     	Y	  	Medical  '	 	Y
		Physician		742896068     	GRANATO,MICHAEL,P,MD			 	TX    	78229     	Y	  	Medical  :'	 	Y
		Physician		742896068     	ESCOBAR,BEATRIZ,E,MD			  	TX    	78229     	Y	  	Medical  I	 	Y
		Physician		742896068     	BENEDIKT,RICHARD,A,MD			 	TX    	78229     	Y	  	Medical  '!	 	Y
		Physician		820540404     	CHERN,PEGGY,L				   	TX    	78746     	Y	  	Medical  f	 	Y
		Physician		742231775     	STORK,DONALD,E,MD			     	TX    	78257     	Y	  	Medical  !	 	N
		Physician		742668497     	SILMAN,JOHN,B,MD				 	TX    	78028     	Y	  	Medical	   	Y
		Physician		741775525     	RANDALL,CHARLES,W			    	TX    	78624     	Y	  	Medical  `d	 	Y
		Physician		203360918     	VIRTUOX INC					 	FL    	33076     	N	  	Medical	   	N
		Physician		200600718     	DURA MEDIC LLC				   	TX    	78006     	N	  	Medical	   	N
		Physician		952542635     	STEVENSON INDUSTRIES INC		   	CA   	93065     	N     	NotConsidered		N
		Physician		742231775     	HOLT,RICHARD,L,DO					TX    	78130     	Y	  	Medical	   	Y
		Physician		741742582     	MAVERICK,KENNETH,MD			  	TX    	78229     	Y	  	Medical	   	Y
		Physician		742939835     	HUFF,JOHN,P,MD				   	TX    	78006     	Y	  	Medical	   	Y
		Physician		742109824     	TRENTIN,ANN,M,MD				 	TX    	78731     	Y    	-    	Medical	   	Y
		Physician		205456094     	SMITH,MICHAEL,J,MD			     	TX    	78006     	Y	  	Medical  (	 	Y
		Physician		203151835     	MCKENZIE,HEATHER,A,MD				TX    	78229     	Y	  	Medical	   	Y
		Physician		752646477     	MCCARTY,JACK,E,DO			     	TX    	79416     	Y	  	Medical	   	Y
		Physician		840611484     	LAB CORP OF AMERICA			   	TX    	78213     	Y	  	Medical  !	 	Y
		Physician		262046652     	MAYS,SHEILA,NP				   	TX    	78028     	Y	  	Medical	   	Y
		Physician		742764739     	COX,BRYAN,M,MD				  	TX    	78229     	Y	  	Medical	   	Y
		Physician		741895118     	KEESE,LORETTA,L,PA			     	TX    	78624     	Y	  	Medical	   	N
		Physician		743008107     	WALTON,MARTHA,A,MD			   	TX    	78624     	Y	  	Medical	   	Y
		Physician		742759858     	GRADY,MICHAEL,J,MD			    	TX    	78666     	Y	  	Medical  i	 	Y
		Physician		742574229     	NOLAND,ROBERT,E,JR,MD			 	TX    	78006     	Y	  	Medical	   	N
		Physician		020738450     	FOWLER,BRIAN,L,MD			     	TX   	78006     	Y	  	Medical	   	Y
		Physician		742112082     	DERK,FRANCIS,F				   	TX    	78028     	N	  	Medical	   	N
		Physician		593581288     	IBRAHIM,BADR,A				   	TX    	78229     	Y	  	Medical	   	Y
									    	Page8of9
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		Physician		262708683     	- UMRALL,ZACH,T,DC			     	TX     	8028     	Y	  	Medical	   	Y
		Physician		742339572	 	ENENDEZ,CARLOS,E,MD			 	TX     	8028     	N	 	NoMatch	  	N
		Physician		742896068		• NE,MICHAEL,J,MD					TX     	8240     	Y	  	Medical	   	Y
		Physician		742938281	 	ARZA VALE,ARNULFO,R,MD		    	TX     	8240     	Y	  	Medical	   	Y
		Physician		742498008		ACKSON,RONALD,E,DC			  	TX     	8028     	N     	NotConsidered		N
		Physician		200376970     	TORRES,ERNESTO,MD			    	TX     	8201     	N	  	Medical	   	N
		Physician		742503534		IRSCH,DAVID,M,DO					TX     	8229     	Y	  	Medical	   	Y
		Physician		522165554     	' JO LLC					     	CA    	•0051     	Y	  	Medical	   	Y
		Physician		742899823		OCAY,PAUL,H,MD				 	TX     	8028     	Y	  	Medical	   	Y
		Physician		741671142     	• NDERSEN,GARRETT,K,MD				TX     	8006     	Y	  	Medical	   	Y
		Physician		741671142		IBBETTS,TODD,A,MD			     	TX     	8229     	Y	  	Medical	   	Y
		Physician		742880684     	:ISHOP,WILLIAM,E,MD			    	TX     	8013     	Y	  	Medical	   	Y
		Physician		680541185		OHN,JOSEPH,M,MD					TX     	8624     	Y	  	Medical	   	Y
		Physician		751731116		ANNON,JOE,R,MD				 	TX     	9601     	N	 	NoMatch	  	Y
		Physician		900120192     	• LLEN,MARQUE,A,DPM			    	LA     	0470     	Y	  	Medical  +,	 	Y
		Physician		752496714     	DUKE CHIROPRACTIC			     	TX     	8028     	N     	NotConsidered		N
		Physician		760382012     	SIMONSEN,RANDALL,L,MD			 	TX    	'8332     	N	  	Medical	   	N
		Physician		742112082     	HOWELL,TODD,R,MD					TX    	'8028     	N	  	Medical	   	N
		Physician		742112082		COTT,DEBORAH,D,MD			   	TX    	'8028     	N	  	Medical	   	N
		Physician		752530066     	• MERIPATH					  	TX     	5244     	Y	  	Medical	   	N
		Physician		742541959	 	ERIWETHER,J,C,MD			     	TX     	8028     	N	  	Medical	   	Y
		Physician		742922218     	•ETERS,MARGARET,A,MD			 	TX     	8240     	Y	  	Medical	   	Y
		Physician		742990878		ELA,VICTOR,D,MD				 	TX     	8006     	Y	  	Medical  'i	 	Y
		Physician		742880684     	•ECTOR,WILLIAM,MD			     	TX     	8624     	Y	  	Medical	   	Y
		Physician		741671142     	:ROWNE,F,S,MD				   	TX     	8229     	Y	  	Medical	   	Y
		Physician		742498008		ACKSON,RONALD,E,DC			   	TX     	8028     	Y     	NotConsidered		N
		Physician		741671142		HETTY,ASHWIN,K,MD			    	TX     	8229     	Y	  	Medical  !	 	Y
		Physician		741671142     	II UNLAP,JOEL,A,MD				 	TX     	8229     	Y	  	Medical  G	 	Y
		Physician		742880684     	•RUNEDA,JOE,N,MD					TX     	8028     	N	  	Medical	   	Y
		Physician		200376970     	' AEHLER,ROBERT,W,MD			  	TX     	8201     	N	  	Medical	   	N
		Physician		200376970     	:AILEY,AARON,S,MD					TX     	8201     	N	  	Medical	   	N
		Ph  sician		200376970     	s   	IT  • - . W  NoY   	in			  	TX     	8201     	N	  	Medical  'I'	 	N
		Physician		200376970     	CHANDLER,ROBERT,C,MD			 	TX    	78201     	N	  	Medical	   	N
		Physician		741671142     	PRABHAKAR,HIMA,B,MD			   	TX    	78229     	Y	  	Medical  !'	 	Y
		Physician		741671142     	THAGGARD,ALVIN,III,MD			   	TX    	78006     	Y	  	Medical  '	 	Y
		Physician		742817522     	QURESHI,USMAN,MD			     	TX    	78332     	Y	  	Medical	   	Y
		Physician		741671142     	THOMAS,JOHN,W				   	TX    	78229     	Y	  	Medical	   	Y
		Physician		741165572     	WATSON,JON,T,MD				 	TX    	78332     	Y	  	Medical	   	N
		Physician		742886173     	HAUSENFLUK,LINDA,MD			   	TX    	78205     	Y	  	Medical  ?	 	Y
		Physician		742730328     	MCGEHEE,JARRETT,T,MD			 	TX    	78229     	N	  	Medical	   	Y
		Physician		742730328     	RIVAS,PEDRO,A,MD				 	TX    	78229     	N	  	Medical	   	Y
		Physician		741917555     	SPROUSE,DAVID,R,MD			    	TX    	78028     	N	  	Medical	   	Y
		Physician		205589008     	COLGIN,MURRAY,M				 	TX    	78028     	N	  	Medical	   	Y
		Physician		741619182     	LEDET,SUZANNE,C,MD			    	TX    	78759     	Y	  	Medical	   	Y
		Physician		020738450     	DUNN,BRYAN,M,MD				 	TX    	78006     	Y	  	Medical	   	Y
		Physician		742978885     	FONTENOT,MICHAEL,S,MD				TX    	78028     	N	  	Medical	   	Y
		Physician		710996116     	JOHNSON,RICHARD,B,MD			 	TX    	78029     	Y	  	Medical	   	Y
																428			   	419
																80			    	88
																508			   	508
																   	82.48%
									    	Page 9 of 9
		  	10/28/2010   	09:59     	•					 	•	   	-				     	PAGE   	01/02
		 	CLINICAL  PAI  HOLU4Y
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		  	10/20/2010   	09:59									_				 	PAGE   	02/02
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																		  	.		,.
								  	R	  	j		 	C
								  	14701 St. Mary's Lane, Suite 150
							     	'	  	Houston, TX 77079			 	•
		     	October 13, 2010						     	•			    	.
		     	Kerr County Courthouse
		     	C/O County Clerk					   	'
		     	Ms. Jannett Pieper
		•	     	700 Main
		     	Kerrville, Texas 78028			•
																			    	.
					RE:  Entrust/TCPN Response to KERR County Group Health Bid Request
		     	Dear Ms. Pieper:
		     	At the request of Eva Hyde, Entrust has provided Kerr County with a response to the proposal for Kerr
																	   	I '
		     	County Employee Benefits through TCPN.  TCPN is an Interlocal Cooperative Purchasing Network that   	1
		     	represents multiple governmental entities and ,non-profit organizations in over 30 states.  Through TCPN
		     	Kerr County has access to preferred vendors and pricing for a variety of products and services.  TCPN seledts
		     	vendors after diligent evaluation through a competitive bid process.  A provision of the TCPN /Entrust
		     	proposal is the requirement for entities to be members of the cooperative.  Our understanding is that K@rr
		     	County is currently a member; however, in the event Kerr County is not currently a member the county will
		     	be required to submit an application for membership upon acceptance of this proposal.
		     	In response to expressed concerns and media representation that Kerr County is facing budget constraint$
		     	for the coming fiscal year, Entrust has proposed alternate benefit plan design options in an attempt to keep
		     	benefits affordable for both the county and its employees.  The benefit designs illustrated offer
	  	.	   	improvements in coverage for those individuals with low medical claims utilization and through a unique
		     	deductible concept shifts a small amount of additional out -of- pocket expenses to those individuals with
		     	higher than average utilization.  Since Entrust has offered a $1,000 deductible option, as well as a $1,SOQ
		     	deductible option, individuals with a one -time claims occurrence should not realize much additional out -of-
		     	pocket expense.  The deductible does apply to a family unit in any given month; therefore, frequent usage
		     	of high dollar claims expenses over multiple months could result in increased deductible exposure.
		     	However, the $1,000 Family Month Deductible option offers a maximum of $4,000 in deductible exposure
		     	in any given plan year for the entire family and the $1,500 family Monthly Deductible option offers a   	'
		     	maximum in deductible exposure for the entire family in any given plan year of $4,500.  Since the $1,500
		     	Family Monthly Deductible plan offers 100% coinsurance in- network after the deductible has been met', in
		     	any month, the total out -of- pocket exposure compared to the current plan is significantly better for an
		     	individual with one or two deductible occurrences.
					Ic \	    	Corporate Office P.O. Box 440309  Houston, TX 77244 -0309 (281) 368 -7876  Fax (281) 388,7828
		•
		    	As requested, Entrust has provided proposals with and without dependent coverage.  In an attempt to
		    	alleviate some of the possible dissatisfaction from employees regarding dropping dependent coverage
		    	altogether, Entrust has proposed an additional proposal offering that allows dependents to receive
		    	hospitalization services through a local direct EPO contract relationship with Peterson Regional Medical
		    	Center exclusively.  By offering coverage through the local hospital, Kerr County can assure that employees
		    	and•their eligi)tle dependents have access to general services without the total elimination of dependent]
		    	coverage altogether.
		    	Upon approval to negotiate a direct EPO contract with Peterson Regional Medical Center on behalf of Kerr
		    	County, the illustrated financial proposal can remain the same with a deductible credit of $500 being
		    	applied when plan participants use Peterson Regional Medical Center for services.  The deductible will
		    	continue to be as proposed in the enclosed benefit summaries when utilizing any other facilities and the
		    	maximum deductible exposure remains the same regardless of the deductible credit at Peterson Regional
		    	Medical Center.
		    	As requested, Entrust has proposed administration fees based on a three year administrative fee
		    	agreement.  Since the Kerr County plan year begins January 1, 2011, the three year administrative
		    	agreement would remain in effect from January 1, 2011 through December 31, 2013.  In the event the
		    	agreement is established for the full three year period, Entrust will agree to a level administration fee.  Ir'
		    	the event the agreement is annually renewable for three years, the fee increase will be capped at 10% per     	•
		     	plan year.
     	•
		     	Since TCPN does not authorize independent consultants to present or commit to terms of proposals
		     	submitted through the cooperative, Entrust is happy to answer additional questions and review proposal
		     	terms directly with Kerr County. We look forward to addressing any concerns.or assisting with any
		     	necessary modifications in an effort to allow Kerr County to design a plan that meets the current budgetary
		     	constraints.  Please contact me directly at (800) 436 -8787 extension 505 or on my cellular phone at (713)
		     	870 -4417.
																	    	•
																	    	•
		     	B-s  Re:.  ,
		     	A 9111
		     	Clin  Wilson
		     	Business Development Consultant
		     	TCPN Liason
		   	•
										Kerr County
					     	Self- Funded Welfare Plan Stop -Loss Proposal Comparison
					   	All Employees and Dependents with Major Medical Coverage
								    	Entrust $1,000 FMD  Entrust $1,500 FMD  Entrust $1,000 FMD  Entrust $1,500 FMD
									  	80% Plan	    	100% Plan	    	80% Plan	    	100% Plan
									    	2011		  	2011		 	2011		  	2011
	 	Insurance Carrier - Third Party Administrator	   	Entrust, Inc.	  	Entrust, Inc.	  	Entrust, Inc.	  	Entrust, Inc.
	 	Reinsurance Carrier				    	American National American National American National American National
	 	Setup Fee *:							$	 	1,500.00   	$	 	1,500.00   	$	 	1,500.00   	$	 	1,500.00
	 	Annual Plan Cost:					 	$	 	3,000.00   	$	 	3,000.00   	$	 	3,000.00   	$   	I    	3,000.00
	 	Run -In /Run -Out: Administration Fee		    	3 Months of Admin    	3 Months of Admin    	3 Months of Admin    	3 Months of Admin
	 	Estimated run out claim liabililty
	 	Specific Lifetime Maximum				  	Unlimited	   	Unlimited	   	Unlimited	   	Jnlimited
	 	Aggregate Plan Year Annual Maximum		 	$		1,000,000   	$		1,000,000   	$		1,000,000   	$		1,000,000
																	     	a
	  	Note:  These rotes are not included !n totals below.
																	    	i1
	 	r
	 	Number of Employees:						   	272		  	272		  	272		  	272
	 	Number of Spouse Only						   	35		   	35		   	35		   	35
	 	Number of Child(ren) only						 	41		   	41		   	41		   	41
	 	Number of Family Units						   	27		   	27		   	27		   	27
	 	Number of Dependent Units:					   	103		  	103		  	103		  	103
	 	Specific Deductible:				     	$	   	60,000   	$	   	60,000   	$	   	75,000   	$	   	75,000
	 	Specific Contract:						     	15/12			15/12		 	15/12			15/12
	 	Specific Contract Includes					 	Med & Rx	   	Med & Rx	   	Med & Rx	   	Med & Rx
	 	Aggregate Contract:						   	12/12			12/12		 	12/12			12/12
	 	Maximum Aggregate Run In					    	N/A		  	N/A		  	N/A		  	N/A
	 	Aggregate Contract Includes				     	Med & Rx	   	Med & Rx	   	Med & Rx	   	Med & Rx
	 	MONTHLY FIXED COSTS
	 	Specific Premium
	 	Composite:					     	I $	   	142.02   	$	   	142.02   	$	   	120.92   	$	   	120.92
	 	Aggregate Premium				   	1		     	1
	 	Composite:						 	$	    	3.22   	$	    	3.22   	$	     	3.22   	$   	,	  	3.22
	 	Monthly Cap					    	I   	$2.00 Optional     	$2.00 Optional     	$2.00 Optional     	$.00 Optional
	 	Administration( all fees per unit per month)			     	1		     	1
	 	Claims Cost Per Employee :			     	$	    	18.50   	$	    	18.50   	$	    	18.50   	$   	!',		18.50
	 	Claims Cost PerDependent :			    	$	     	-     	$	     	-     	$	     	-     	$	     	-
	 	Utilization Review per EE				 	$	    	3.00   	$	     	3.00   	$	     	3.00   	$	    	3.00
	 	PPO Network Per EE:				    	$	    	4.50   	$	    	4.50   	$	    	4.50   	$	    	4.50
	 	Rx Program Fees(Describe)			     	$	     	-     	$	     	-     	$			-     	$   	'	   	-
	 	COBRA per EE					    	$	    	3.95   	$	    	3.95   	$	     	3.95   	$   	',',	 	3.95
	 	HIPAA Per EE							Included Above    	Included Above    	Included Above    	Included Above
	 	Fiduciary Liability Fee					   	N/A		  	N/A		  	N/A			i   	N/A
	 	Transplant Benefit							   	1		     	1			    	is
	 	Employee /Mth						   	N/A		  	N/A		  	N/A		  	N/A
	 	Dependent Unit /Mth:					   	N/A	 	I	 	N/A	 	I	 	N/A	 	I	 	N/A
	 	Cafeteria Plan
	 	FSAAccount Per Participant				    	N/A		  	N/A		  	N/A		  	N/A
	 	Child Care Per Participant						N/A		  	N/A		  	N/A		  	N/A
	 	Debit card expense					     	N/A		  	N/A		  	N/A		  	N/A
	 	Start up expense						 	N/A		  	N/A		  	N/A	     	I   	N/A
	 	Other Cafeteria Plan Fees:				     	N/A		  	N/A		  	N/A	     	I   	N/A
																			    	,
	 	HRA
	 	Start up expense						 	N/A		  	N/A		  	N/A		  	N/A
	 	Per Account Fee						  	N/A		  	N/A		  	N/A		  	N/A
	 	Debit card expense					     	N/A		  	N/A		  	N/A		  	N/A
	 	Other HRA Plan fees:					    	N/A		  	N/A		  	N/A		  	N/A
	 	Wellness Plan Cost Per EE /Mth
	 	Entrust is Proposing World Doc				     	$3.95		 	$3.95			$3.95		 	$3.95
	 	Wellness Plan Cost per ??					    	$0.00			$0.00			$0.00		1	 	$0.00
	 	Disease Management *				     	Included	    	Included	    	Included	   	I Included
	 	Banking System Notes
	 	Positive Pay /EE/Mth					    	N/A		  	N/A		  	N/A	     	I   	N/A
	 	Positive Pay Set up Fee (One time set up fee)		 	N/A		  	N/A		  	N/A		  	N/A
																     	,     	l -
	 	BrokerFee:
																	    	∎d
	 	Fee							 	$	     	-     	$	     	-     	$	     	-     	$	     	_
																			    	•
	 	Composite:							$	  	626.60   	$	  	620.65   	$	  	652.98   	$	   	651.35
	  	ttachment Points
	 	Monthly:						   	$	 	170,435   	$	 	168,817   	$	 	177,611   	$	 	177,167
	 	Annual:						    	$		2,045,222   	$		2,025,802   	$		2,131,327   	$		2,126,006
	 	TOTAL ANNUAL COSTS													  	_
	 	Specfic Stop Loss Premium					 	463,553	    	463,553	     	394,683	     	394,683
	 	Aggregate Premium						  	10,510	     	10,510	     	10,510			10,510
	 	Administration								60,384	     	60,384	     	60,384			60,384
	 	Administration as % of Maximum Annual Cost		     	2.31%			2.32%			2.29%			2.30%
	 	UR, PPO, Rx, Broker, and all other				  	37,373 '	    	37,373			37,373  ,    	�		37,373
																	    	j;
	 	Total Fixed							  	571,820	    	571,820	    	502,950		I     	502,950
	 	Expected:							  	2,207,998	   	2,192,461	   	2,208,011	   	2,203,755
	 	Maximum:							 	2,617,043	   	2,597,622	   	2,634,276	   	2,628,956
	 	Total Fixed  Increase in Cost as percent of current
	 	Expected
	 	Maximum
	 	Notes:  'This Spreadsheet is for Illustrative Purposes only.  Please refer to the financial pages and proposal terms and
	 	conditions for a complete understanding of the proposed financial options.
																	 	•
																	    	•
																	    	I		   	.
									 	Kerr County
							Self- Funded Welfare Plan Stop -Loss Proposal Comparison
								   	Employee Only Coverage
								    	Entrust 51,000 FMD  Entrust $1,500 FMD  Entrust 51,000 FMD  Entr{ist $1,500 FMD
									  	80% Plan	    	100% Plan	    	80% Plan	   	'100% Plan
									    	2011		 	2011		  	2011		  	2011
	 	Insurance Carrier - Third Party Administrator	    	Entrust, Inc.	  	Entrust, Inc.	  	Entrust, Inc.	  	Entrust, Inc.
	 	Reinsurance Carrier				    	American National American National American National American National
	 	Setup Fee *:							$		1,500.00   	$		1,500.00   	$	 	1,500.00   	$	 	1,500.00
	 	Annual Plan Cost:					 	$		3,000.00   	$		3,000.00   	$	 	3,000.00   	$	 	3,000.00
	 	Run -In /Run -Out: Administration Fee		    	3 Months of Admin    	3 Months of Admin    	3 Months of Admin    	3 Months of Admin
	 	Estimated run out claim liability
	 	Specific Lifetime Maximum				  	Unlimited	   	Unlimited	   	Unlimited	   	Unlimited
	 	Aggregate Plan Year Annual Maximum		 	$		1,000,000   	$		1,000,000   	$		1,000,000   	$  1    	1,000,000
	 	* Note:  These rates are not included in totals below.
	    	••
	 	Number of Employees:						   	272		  	272		  	272     	I	    	272
	 	Number of Spouse Only						   	35		   	35		   	35		   	35
	 	Number of Children) only						 	41		   	41		   	41		   	41
	 	Number of Family Units						   	27		   	27		   	27		   	27
	 	Number of Dependent Units:					   	103		  	103		  	103		  	103
	 	Specific Deductible:				     	$	  	60,000   	$	   	60,000  $	   	75,000   	$	  	75,000
	 	Specific Contract:						     	15/12			15/12			15/12     	-	  	15/12
	 	Specific Contract Includes					 	Med & Rx	   	Med & Rx	   	Med & Rx	   	Med & Rx
	 	Aggregate Contract:						   	12/12			12/12			12/12		 	12/12
	 	Maximum Aggregate Run In					    	N/A		  	N/A		  	N/A		  	N/A
	 	Aggregate Contract Includes				     	Med & Rx	   	Med & Rx	   	Med & Rx     	i    	Med & Rx
	 	MONTHLY FIXED COSTS
	 	Specific Premium
	 	Composite:					     	I $	  	104.41   	$	   	104.41   	$	   	90.61   	$	   	90.61
	 	Aggregate Premium				   	1		     	1		     	1		     	1
	 	Composite:							     	2.05   	$	    	2.05   	$	     	2.39   	$  i	  	2.39
	 	Monthly Cap					    	I $ $2.00 Optional     	$2.00 Optional     	52.00 Optional     	$2.00 Optional
	 	Administration( all fees per unit per month)		1		     	1		     	1		     	1
	 	Claims Cost Per Employee :			     	$	   	18.50   	$	    	18.50   	$	    	18.50   	$	    	18.50
	 	Claims Cost Per Dependent :			    	$	     	-     	$	     	-     	$		    	$
	  	Utilization Review per EE				 	$	    	3.00   	$	     	3.00   	$	     	3.00   	$	    	3.00
	  	PPO Network Per EE:				    	$	    	4.50   	$	    	4.50   	$	    	4.50   	$	    	4.50 -
	  	Rx Program Fees(Describe)			     	$	     	-     	$	     	-     	$		    	$
	 	COBRA per EE					    	$	    	3.95   	$	    	3S5   	$	     	3.95   	$	    	3.95
	  	I-IIPAA Per EE							Included Above    	Included Above    	Included Above    	Included Above
	  	Fiduciary Liability Fee					    	N/A		  	N/A		  	N/A		  	N/A
	 	Transplant Benefit
	  	Employee /Mth					  	I	 	N/A	 	I	 	N/A	 	I	 	N/A		  	N/A
	  	Dependent Unit /Mth:					   	N/A		  	N/A		  	N/A	     	l    	N/A
																					•
	 	Cafeteria Plan
	 	FSA Account Per Participant				    	N/A		  	N/A		  	N/A			I   	N/A
	 	Child Care Per Participant						N/A		  	N/A		  	N/A		  	N/A
	 	Debit card expense					     	N/A		  	N/A		  	N/A			I   	N/A
	 	Start up expense						 	N/A		  	N/A		  	N/A			r   	N/A
	 	Other Cafeteria Plan Fees:				     	N/A		  	N/A		  	N/A	     	J.   	N/A
	 	HRA
	 	Start up expense						 	N/A		  	N/A		  	N/A		  	N/A
	 	PerAccountFee						  	N/A		  	N/A		  	N/A		  	N/A
	 	Debit card expense					     	N/A		  	N/A		  	N/A	     	'   	N/A
	 	Other HRA Plan fees:					    	N/A		  	N/A		  	N/A	     	•   	N/A
	 	Wellness Plan Cost Per EE /Mth
	 	Entrust is Proposing World Doc				     	$3.95		 	$3.95		 	$3.95		 	$3.95
	 	Wellness Plan Cost per ??					    	$0.00			$0.00			$0.00			$0.00
	 	Disease Management *				     	Included	    	Included	    	Included	    	Included
	 	Banking System Notes
	 	Positive Pay /EE /Mth					    	N/A		  	N/A		  	N/A		  	N/A
	 	Positive Pay Set up Fee (One time set up fee)		 	N/A		  	N/A		  	N/A		  	N/A
	 	Broker Fee:
	 	Fee							 	$	     	-     	$	     	-     	$	     	-     	$	     	-
															   	_
	 	Composite:							$	  	397.71   	$	   	394.48   	$	  	417.01   	$	  	412.80
	 	• ttachment Points
	 	Monthly:						   	$	 	108,177   	$	 	107,299   	$	 	113,427   	$	 	112,282
	 	Annual:						    	$		1,298,125   	$		1,287,583   	$		1,361,121   	$		1,347,379
	 	TOTAL ANNUAL COSTS
	 	Specfic Stop Loss Premium					 	340,794	    	340,794	    	295,751	     	295,751
	 	Aggregate Premium						   	6,691  •	     	6,691		 	7,801		 	7,801
	 	Administration								60,384			60,384	     	60,384	     	60,384
	 	Administration as % of Maximum Annual Cost		     	3.46%			3.48%			3.43%			3.45%
	 	UR, PPO, Rx, Broker, and all other				  	37,373			37,373			37,373		',		37,373
	 	Total Fixed							  	445,242	    	445,242	    	401,309	    	401,309
	 	Expected:							  	1,483,743	   	1,475,308	   	1,490,205	   	1,479,212
	 	Maximum:							 	1,743,368	   	1,732,825	   	1,762,429	   	1,748,688
	 	Total Fixed  Increase in Cost as percent of current
	 	Expected
	 	Maximum
	 	Notes:  *This Spreadsheet is for Illustrative Purposes only.  Please refer to the financial pages and proposal terms and
	 	conditions for a complete understanding of the proposed financial options.
										Kerr County
					     	Self- Funded Welfare Plan Stop -Loss Proposal Comparison
					     	Employee on PPO Plan / Dependents on PRMC Plan Only
								   	Entrust $1,000 FMD  Entrust $1,500 FMD  Entrust $1,000 FMD  Entrust $1,500 FMD
									  	80% Plan	    	100% Plan	    	80% Plan	    	i.00% Plan
									   	2011		 	2011		 	2011			■  2011
		Insurance Carrier - Third Party Administrator	    	Entrust, Inc.	  	Entrust, Inc.	  	Entrust, Inc.	  	Ehtrust, Inc.
		Reinsurance Carrier				    	American National American National American National American National
		Setup Fee *:							$	 	1,500.00   	$	 	1,500.00   	$	 	1,500.00   	$   	1    	1,500.00
		Annual Plan Cost:					 	$	 	3,000.00   	$		3,000.00   	$	 	3,000.00   	$	 	3,000.00
		Run -In /Run - Out: Administration Fee		    	3 Months of Admin    	3 Months of Admin    	3 Months of Admin    	3 Mpfiths of Admin
		Estimated run out claim liabililty													f
		Specific Lifetime Maximum				  	Unlimited	   	Unlimited	   	Unlimited	   	ilhlimited
		Aggregate Plan Year Annual Maximum		 	$		1,000,000   	$		1,000,000   	$		1,000,000   	$   	II   	1,000,000
	 	" Note:  These rotes are not included'in totals below.
					   	I
     	4Tl OSS D I15 {S														 	v			..
	 	Number of Employees:						   	272		  	272		  	272		  	272
	 	Number of Spouse Only						   	35		   	35		   	35		   	35
	 	Number of Child(ren) only						 	41		   	41		   	41		   	41
	 	Number of Family Units						   	27		   	27		   	27		   	27
	 	Number of Dependent Units:					   	103		  	103		  	103		  	103
	 	Specific Deductible:				     	$	  	60,000   	$	  	60,000   	$	   	75,000   	$	   	75,000
	 	Specific Contract:						     	15/12			15/12			15/12			15/12
	 	Specific Contract Includes					 	Med & Rx	   	Med & Rx	   	Med & Rx	   	Med & Rx
	 	Aggregate Contract:						   	12/12			12/12			12/12			12/12
	 	Maximum Aggregate Run In					   	N/A		  	N/A		  	N/A		  	N/A
	 	Aggregate Contract Includes				     	Med & Rx	   	Med & Rx	   	Med & Rx	   	Med & Rx
	 	MONTHLY FIXED COSTS						     	1		     	1    	-__1
																			    	i
	 	Specific Premium
	 	Composite:							$	  	134.92   	$	   	134.92   	$	   	114.87   	$	   	114.87
	 	Aggregate Premium
	 	Composite:						 	$	    	3.22   	$	     	3.22   	$	     	3.22   	$   	!	  	3.22
	 	Monthly Cap						 	$2.00 Optional     	$2.00 Optional     	$2.00 Optional     	$3.00 Optional
	 	Administration( all fees per unit per month)
	 	Claims Cost Per Employee :			     	$	    	18.50   	$	    	18.50   	$	    	18.50   	$	    	18.50
	 	Claims Cost Per Dependent :			    	$	     	-     	$	     	-     	$			-     	$	     	-
	 	Utilization Review per EE				 	$	    	3.00   	$	    	3.00   	$	     	3.00   	$	    	3.00
	 	PPO Network Per EE:				    	$	    	4.50  ,  $	    	4.50   	$	     	4.50   	$   	L	  	4.50
	 	Rx Program Fees(Describe)			     	$	     	-     	$		    	$		    	$
	 	COBRA per EE					    	$	    	3.95   	$	    	3.95   	$	     	3.95   	$   	':	  	3.95
	 	HIPAA Per EE							Included Above    	Included Above    	Included Above    	Included Above
	 	Fiduciary Liability Fee					    	N/A		  	N/A		  	N/A		  	N/A
	 	Transplant Benefit
	 	Employee /Mth						   	N/A		  	N/A		  	N/A		  	N/A
	 	Dependent Unit /Mth:					   	N/A		  	N/A		  	N/A		  	N/A
  ,,
																	    	I
	 	Cafeteria Plan
	 	FSA Account Per Participant				    	N/A		  	N/A		  	N/A		  	N/A
	 	Child Care Per Participant						N/A		  	N/A		  	N/A		  	N/A
	 	Debit card expense					     	N/A		  	N/A		  	N/A		  	N/A
	 	Start up expense						 	N/A		  	N/A		  	N/A			I   	N/A
	 	Other Cafeteria Plan Fees:				     	N/A		  	N/A		  	N/A	     	d   	N/A
	 	HRA
	 	Start up expense						  	N/A		  	N/A		  	N/A		  	N/A
	 	Per Account Fee						  	N/A		  	N/A		  	N/A		  	N/A
	 	Debit card expense					     	N/A		  	N/A		  	N/A		  	N/A
	 	Other HRA Plan fees:					    	N/A		  	N/A		  	N/A			i   	N/A
	 	Wellness Plan Cost Per EEJM
	 	Entrust is Proposing World Doe				     	53.95		 	$3.95		 	$3.95		J	 	$3.95
	 	Wellness Plan Cost per ??     	I						$0.00		 	$0.00			$0.00		 	$0.00
	 	Disease Management *		�					Included	    	included	    	Included	    	Included
	 	Banking System Notes
	 	Positive Pay /EE %Mth					    	N/A		  	N/A		  	N/A		  	N/A
	 	Positive Pay Set up Fee (One time set up fee)		 	N/A		  	N/A		  	N/A			1   	N/A
	 	Broker Fee:
	 	Fee							 	$	     	-     	$		    	$	     	-     	$
			     	!.
				 	, -a.�.
	 	Composite:     	,.  .				    	$	  	563.94   	$	   	574.92   	$	   	587.68   	$   	.h     	603.35
		!Attachment Points
	 	Monthly:						   	$	 	153,392   	$	 	156,378  '  $	 	159,849   	$    	i    	164,111
	 	Annual:						    	$		1,840,700   	$		1,876,539   	$		1,918,188   	$		1,969,334
	 	TOTAL ANNUAL COSTS													  	•
	 	Specfic Stop Loss Premium					 	440,379	    	440,379	    	374,936	     	374,936
	 	Aggregate Premium						  	10,510			10,510	     	10,510			10,510
	 	Administration								60,384			60,384	     	60,384	     	60,384
	 	Administration as % of Maximum Annual Cost		     	2.53%			2.49%			2.51%			2,46%
	 	UR, PPO, Rx, Broker, and all other				  	37,373			37,373	     	37,373			37,373
	 	Total Fixed							  	548,646	    	548,646	    	483,203		i     	483,203
	 	Expected:							  	2,021,206	   	2,049,877	   	2,017,753	   	2,058,670
	 	Maximum:							 	2,389,346	   	2,425,185	   	2,401,390	   	2,452,537
	 	Total Fixed  Increase in Cost as percent of current
	 	Expected
	 	Maximum
	 	Notes:  *This Spreadsheet is for Illustrative Purposes only.  Please refer to the financial pages and proposal terms and
	 	conditions for a complete understanding of the proposed financial options.
																	   	I     	,
				f
			 	111(1 NISI  11Ip1le/1111. /1A				.  `   	u  1     	if		U	   	.  I		 	1    	11   	1
									    	ENTRUST
								   	14701 St. Mary's Lane #150
									 	Houston, TX 77079
									  	(281) 368-7878
						  	HEALTH   	BENEFIT
						   	PLAN   	PROPOSAL
								    	PREPARED FOR:
						   	KERR   	COUNTY
								     	PRESENTED EN:
								     	CLINT WILSON
					 	THE COOPERATIVE PURCHASING  NETWORK (TCPN)
								     	REPRESENTING
								     	ENTRUST, INC.
									   	2011
		,
						 	HEA LTH   	BENEFIT
						  	PLAN   	PROPOSAL
						  	KERR   	COUNTY
								ENTRUST INFORMATION
				  	PROFESSIONAL  SERVICES  DESCRIPTION
											-
	  	1
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																	   	•
															 	CONFIDENTIAL
			    	PROFESSIONAL  SERVICES  DESCRIPTION
				   	General  Administration  Services  Summary
			 	Plan Design and Consulting
			 	The  extensive  skills,  knowledge  and  expertise  of  Entrusts  staff  and  management
			 	allows  Entrust  to  set  itself apart  by  being  on  the  cutting  edge  through  creative  and
			 	innovative  plan  design.  Clients  benefit  from  the  creativity  and  innovation  offered  by
			 	Entrust enabling them to have more control and flexibility with Otheir benefit plan. Since
			 	the President of Entrust has over 40 years of experience in  insurance, risk assessment
			 	and  self- funding,  the  staff of  Entrust  has  become  well - versed  in  advising  groups  in
			 	many  arenas.  The  data  warehouse  serves  as  the  ultimate  tool  to  bring  empirical
			 	decisions to the table for consideration when evaluating the needs of a group.
			 	The functional approach to plan evaluation and  management is applied for each client -
			 	and is summarized as follows:
				 	Classify the employee and dependent needs
				 	Classify by categories the persons the employer may want to protect
				 	Analyze current benefits
				 	Determine any gaps in coverage
				 	Consider recommendations for changes in current plan
				 	Estimate costs attached to the recommendations
				 	Evaluate alternative methods of financing benefits
				 	Consider cost- saving or cost- containment techniques
				 	Decide on appropriate benefits and financing methods
				 	Implement the desired benefit arrangements
				 	Communicate benefit changes and reevaluate the plan
			 	Employee Communication Tools & Web Claim Portal
			 	In addition to enrollment materials for the employees that describe the plan(s) available .
			 	to them,  Entrust has also developed animated email or web tools that audibly convey a
			 	message  to  the  recipient  as  well  as  re -affirm  that  message  in  an  electronic  print
			 	presentation  format.  This  proven  tool  is  effective  with  an  employee  population  that  is
			 	technologically  sophisticated  and  wants  to  access  enrollment  or  health  information  at
			 	their convenience. These tools are custom- designed to meet the needs of the client and
			 	Entrust would  be happy to demonstrate  a  sample  of these  tools  upon  request.  Entrust
			 	also  considers  the  medical  identification  card  to  be  a  key  communication  tool  and
			 	creates them in -house on a customized, client -by- client basis.
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			 	i										     	ENTRUST
															 	CONFIDENTIAL.
			 	Entrust also  provides secured,  on -line access for employees,  employers and  providers
			 	so  they  can  view  claim  information,  such  as  claim  status,  claim  payment,  plan
			 	documents and explanation of benefits. This data is pulled from the claim administration
			 	system on a regular basis to a separate secured server.
			 	Compliance Services
			 	Entrust  considers  knowledge  to  be  one  of  our  greatest  assets.  The  compliance
			 	department   	is   	responsible   	for   	preparing   	and   	reviewing   	Administration   	Service
			 	Agreements,  Trust  Agreements,  HIPAA  Business  Associate  Agreements  &  training,
			 	stop    	loss   	contracts,    	policy   	applications,    	related    	vendor   	contracts,    	Plan
			 	Document/Summary  Plan  Descriptions,  Plan  Amendments,  COBRA  communications
			 	and any compliance  related  items.  It is this kind of commitment to excellence that sets
			 	Entrust apart.
			 	Automated Payroll Deductions & Automated Premium Collection Services
			 	Entrust  has  developed   	an   	interface  with   	Human   	Resource  software,   	such   	as
			 	PeopleSoft,  to  assist those clients that would  like  to  electronically submit the  eligibility
			 	files and  receive a deduction file back that would  apply the  business  rules required for
			 	wherein  some  employees  are  opting  for  certain  amounts  to  be  deducted  and  other
			 	employees  are  not  having  the  same  option.  This  tool  is  an  excellent  option  for
			 	employees  where  clients  may  or  may  not  be  contributing  to  their  health  benefits.
			 	Entrust  also  has  the  option  of  using  an  automated  premium  collection  system  for
			 	employee contributions directly from bank accounts or selected credit institutions.
			 	Data Warehouse Analysis and Plan Forecasting
			 	Entrust  believes  so  strongly  in  empirical decision - making  that  an  integral  part  of our
			 	team  is  our staff  PhD.  in  Business  Management  &  Logistics,  specializing  in  Decision  I
			 	Sciences,  who  is  available  to  assist  in  extensive  forecasting  and  plan  analysis.   	Dr.
			 	Pong  Chopichitiar  heads  up  the  Research  Department  at  Entrust  and  utilizes  star
			 	schema logic to access and analyze data on a warehouse of five years of accumulated
			 	health  information.  Trends  can  be  identified  in  areas  and  normative  comparisons  to
			 	group  utilization can  be evaluated.  If extensive plan design  changes are  contemplated
			 	then a new plan  can be built within the claim system to forecast the potential impact to
			 	the  group  and  thereafter  such  data  can  be  brought  over  to  the  warehouse  for
			 	comparison  analysis.  Based  on  the  needs  of the  client  and  extent  of  the  research
			 	desired, there may an additional fee for these services.
			 	Consolidated Billing and Payroll Deductions
			 	Entrust can  offer Consolidated  Billing  and /or Payroll  Deduction  services.  An  electronic
			 	interface  has  been  built with  payroll  systems,  including  People  Soft,  so  the  client  cart
			 	receive  an  electronic  file  of  deductions  on  various  products  to  be  taken  out  of  the
			 	employee  paychecks.  The  client  can  also  consolidate  their  billing  of  life,  STD,  LTD,
			 	health  and /or ancillary products  onto one bill for administrative ease.  The consolidated
			 	bill can  be customized so it is broken out by sub - group, location or other distinction.
			 	2										     	ENTRUST
		•
															 	CONFIDENTIAL
			 	Trust Accounting
			 	Entrust adheres to the most conservative interpretation  of ERISA and creates separate'
			 	Trusts for each employer plan sponsor to deposit funds and pay plan  related costs. The
			 	funds from every client are  not co- mingled  with any  other employer funds so  true  plan
			 	assets  can  be  tracked  and  defined.  Entrust  provides  trust  accounting  services  using;
			 	either  Peachtree  or  Quick  Books  accounting  systems,  and  most  clients  request  we
			 	perform  monthly  reconciliation  of their accounts.  Checks which  are generated  from the'
			 	claim  administration  system  are electronically transferred  to the accounting  system  so
			 	manual error factors are minimized.
			 	HIPAA Training
			 	Entrust offers annual HIPAA Privacy training at no extra cost for one location.  As part 01
																	   	1 ,
			     	training,  the  Plan  Sponsor  receives  a  binder  that  contains  important  information,i
			 	including  sample  HIPAA forms,  necessary to  become  and /or remain  HIPAA compliant)
			 	Additional  training  is  available  for  multiple  locations  or  other  times  of  the  year  at  an
			 	additional fee upon request.
			 	Disease Management
			 	population  is  available  at an  additional fee  and  can  be  used  to  manage  risk dynamics.
			 	occurring within the group on a customized basis,
			 	COBRA, HIPAA and MEDICARE PART D Services
			 	Entrust offers the  Plan  Sponsor the option of full COBRA,  HIPAA and  Medicare  Part D
			 	administration.  A  brief summary  of services  includes  HIPAA  Certificates  of Continued
			 	Coverage which are mailed after termination, a general COBRA notice that includes the
			 	agreed  COBRA  rates,  provisions  of  the  Election  Notice,  tracking  of  payments  and
			 	notification  of  late  payments;  Medicare  Part  D  creditability  assessment,  notification  of
			 	creditable  or  non - creditable  plan  status  and  assistance  in  residual  drug  subsidy,  if
			 	applicable.  The  Plan  Sponsor  is  responsible  for  notifying  Entrust  of  any  and  all
			 	qualifying participants.
			 	Capitated Rx Program and PBM Coordination
			 	Entrust  can  provide client's  access  to  a  fully- capitated  prescription  drug  card  program:
			 	and the more traditional fee- for - service program for their consideration. We provide our .
			 	client's  access  to  a  select  group  of  Pharmacy  Benefit  Managers  (PBMs)  who  are
			 	responsible for the  ongoing  administration  of the  capitated  prescription  component,  as
			 	well  as the traditional  fee - for - service  model.  Costs for these services  will  be  based  on,
			 	the  level  of  coverage  selected  by  the  client,  prescription  drugs  they  desire  to  be
			 	covered,  and  plan  participant  level  of cost - sharing  selected.  Participating  pharmacies!
			 	will vary based on the PBM selected to administer the program and  location of any plani
			 	participants.  Entrust  maintains  the  eligibility  for  each  employer  group  which  is  then;
			 	electronically  submitted to the  PBM  on  the frequency  they  requires.  Entrust will  assist'
			 	the client in plan design, benefit coverage levels, and billing administration but the PBM'
			 	manages and administers the prescription claims.
			 	3										     	ENTRUST
															 	CONFIDENTIAL'.
				Plan Modeling Capabilities
			 	Benefit  plan  modeling  assists  the  plan  administrator  in  projecting  risk  exposure  by
				adding  empirical  credibility  to  the  projection  process.  The  process  of  plan  modeling
			 	requires the administrator,  at the direction of the client, to reprocess actual past claims,
				through  a  new  benefit  plan  design  in  order to  estimate  how  the  new  plan  would  have
				performed  using  last years  claims.  Various  plan  design  scenarios can  be  "modeled"  in
				order  to  more  accurately  estimate what would  happen  in  future  years.  The process  is
				    	to answer with a  higher degree of credibility  a  variety of questions;  such  as,
			 	"How would this plan perform under a different deductible concept "?
			 	Note: Some of the value -added services listed herein may,  or may not, be at additional costs depending
			 	upon the current or future needs of the client.
																	    	•
			 	4										     	ENTRUST
		.
															     	•
			  	•
												     	•
															 	_
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																	   	'
						     	TERMS  &  CONDITIONS
																				4
							  	Proposal Terms and Conditions
	    	1
			  	1.   	No agent and /or consultant have the authority to bind coverage or modify this proposal.  No
			     	coverage will be placed into effect until final approval has been issued and accepted in writing by the
			     	carrier.  Issued rates and factors will based upon the actual final enrollment.
			  	2.   	All stop -loss rates and factors require a minimum participation of 75% of all eligible employees.
			     	Some carriers may require a minimum participation requirement for eligible dependents.  You must
			     	refer to the policy for actual provisions regarding enrollment participation.
			 	3.   	All stop -loss quotes are subject to revision (both specific and aggregate coverages) based upon
			     	review of actual claims experience up to the effective date of coverage, if claims experience was
			     	submitted and used as a basis for quotation.  This includes, but is not limited to, large dollar claims
			     	and average monthly claims during the course of the immediate 12- months (or 24- months) preceding
			     	the plan effective date.
			 	4.   	All annualized costs and factors are estimated based upon census data provided with the quote
			     	request (claims experience, if applicable) plus a prognosis and diagnosis of all claimants that had or
			     	are expected to have claims over 50% of the requested specific attachment point. An Attending		•
			     	Physicians Statement may be required an any potential specific claims.
			 	5.   	All Stop Loss rates and factors are contingent upon review of final enrollment.  A 10% change In
			     	enrollment or other material changes in enrollment demographics may necessitate a change in rates
			     	and factors.
			 	6.   	No Stop Loss coverage is In force until all required materials (indicated In the carrier's quote) have
			     	been submitted, and an approved Plan Document has been forwarded to the carrier within 60 days of
			     	the plan effective date.  Coverage will not be issued without the funds indicated in the binder
			     	allocation provided bytheTPA.
			 	7.   	If a drug card program is chosen, the drug claims ARE / ARE NOT included In the aggregate stop loss
			     	coverage.... Administration fees charged by the drug card vendor are not Included.
			 	8.   	If a Preferred Provider Network (PPO) has been selected, the carrier has the right to consider claims
			     	eligible for payment based on the discounts being provided.  Reimbursements for claims incurred by
			    	out -of- network providers will be limited to the usual and customary allowances as indicated in the
			     	plan document and /or policy.
			 	9.   	The plan may incur expenses involved with the processing of claims payments that will not be
			     	considered eligible for reimbursement under the reinsurance agreement.  Charges that may be
			     	eligible, upon carrier approval, include fees involved in the subrogation of claims, 30% of negotiated
			     	savings for out-of-network charges, 30% of savings for in- network charges negotiated below the
			     	contractual PPO discount amount, and Case Management Fees.  Charges that ARE NOT considered
			     	eligible for reimbursement under the reinsurance contract Include, but are not limited to, a fee of
			     	57.50 per transaction as outlined on the monthly MPR14 claims activity reports.  It is important to
			     	review the administration service agreement provided by Entrust in order to have a complete
			     	understanding of all administrative expenses prior to the plan effective date.
			 	10.  All claims must be paid (funded and checks issued) prior to the end of the current Plan Year in order
			    	to be eligible for reimbursement by the carrier, regardless of any plan provisions regarding aggregate
			    	accommodation or specific advance.  Provisions may vary by stop -loss carrier.  Please refer to your
			     	reinsurance contract for a complete understanding of the policy prior to acceptance.
			  	11.  Subject to the above, the aggregate and specific rates and factors are guaranteed for a period of 12
			     	months.  However, the minimum attachment point is established by each carrier.  The aggregate
			     	attachment point minimum is usually calculated as 100% of the first month's census, times the
			     	factors, times 12. The exact minimum aggregate will be provided in the carrier's proposal, application
			     	and master contract.
			  	12.  All coverage is offered on a "No Loss / No Gain" basis. This means that Entrust will give full credit for
			     	deductibles and amounts credited towards any out -of- pocket maximum satisfied under the prior plan
			     	based on presentation of an acceptable copy of the prior carrier's Explanation of Benefits.
			  	13.  If your group is participating in the Capitated Generic Drug Program, the following terms will apply to
			     	your plan: Generic drugs for each plan participant will not count against the Spec or Agg for the first
			     	$5,000 in charges.  Once the $5,000 maximum has been reached by a participant, that person's
			     	generic RX claims will begin to apply to the specific and aggregate.
			  	14.  This is a tentative proposal based on the Information fumished in your request and does not
			     	constitute an offer to bind excess loss reinsurance without full agreement of all quoted contingencies,
			     	contracts and policy considerations.
			 	15.  Rates cannot be finalized until carrier has received all 12- months of claims from the current plan year.
			 	16.  Final Rates and Factors are subject to review and acceptance of Disclosure Statement completed by
			     	Employer/TPA and UR Company.
			 	17.  Quotes are based on the Current Plan of Benefits and any Options Shown in the Financial and Benefit
			     	Section of the Proposal.
			 	18.  Higher Specific Deductible(s) may apply after receipt/review of the APS and /or Large Case
			     	Management Report for named individuals.  If used, the additional specific deductible amounts will
			     	not be eligible under the aggregate.  Receipt/Review of Current Diagnosis, Prognosis, APS and Case
			     	Management Reports on: All claimants protected to have expenses In excess of $7,500. All claimants
			     	currently pregnant indicating the expected due dates.
			 	19.  Receipt and review of update aggregate and large claims through the 30"' month of the current
			     	contract period.
			 	20.  This quote assumes no participants with potentially high risk diagnosis as defined in Pan American's
			     	Disclosure Statement.
	    	i
																		 	•4111111■
						 	COST SUMMARY ANALYSIS
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						 	HEALTH   	BENEFIT
						  	PLAN   	PROPOSAL
																			 	1 •
											  	-..
																			  	•
						  	KERR   	COUNTY
								     	BENEFITS
		.  Es																	   	.
																			  	i
							NEW DEDUCTIBLE  CONCEPT
	  	•
																	   	1
																	  	1
		,
			     	" A New  Deductible  Concept - Now 30  Years Old"
																			  	I
			     	Why should an employer or an employee  be concerned about how a deductible  works?  Because  an
		    	appropriate deductible provision can help control current and future costs of a healthcare benefit plan, while an
		    	inappropriate deductible provision can drastically alter employee /patient opinion as to the plan's efficacy act as a
		    	catalyst to increase utilization, and create dissatisfaction.
			    	The original intent of having a deductible provision in a Medical Plan was to accomplish three objectives:
			     	•   	Eliminate the high administrative costs inherent in the handling of budaetable claims — claims tit a
				  	patient must recognize as port of their daily cost of living.					    	I
			     	•   	Patient involvement in the economics of purchasing healthcare services in a way that is budaet41q —	 	I
				  	not to be perceived as a punishment — but as a way to maintain patient accountability and control
				  	unnecessary utilization.
			     	•  Assure that the medical plan reimburses unexpected, therefore, unbudaetable, healthcare expenjes —
				  	not expenses that could and should be worked into the family's budget.
			    	For most American families, it is impossible to budget on an annual basis.  Monthly evaluation of exp  nses
		    	is  routine;  e.g.  car  payments,  rent or  mortgage  payments,  credit  card  payments,  etc.   	A  monthly timef�ame
	  	i I	 	people relate to "monthly cash flow".  Then, why do insurance plans contain deductible provisions that re•uire
	  	I	  	budgeting annually by each family member instead of monthly for the entire covered family?
			    	In the 1960's, when the concept of Catastrophic Major Medical coverage became an integral part of a
		    	hospital /surgical benefit, the $100 Calendar Year Deductible per person rapidly became the norm.  Times  mere
		   	different!  A $100 Deductible per person represented an investment of more than one week's gross income fo the
		   	average American family.  With a maximum of 3 deductibles ($300) in a family unit, the American family was very
		   	definitely financially involved in the economics of their own healthcare.
			    	As time and inflation marched on, the cost of healthcare grew at more than double the rate of inflation.
		   	Family incomes also increased, but at a much lower rate.  Budgets for living expenses required adjustment ; i.e.
		   	higher rent, bigger car payments, growing credit card debt, etc.  Many American businesses prospered during   	ose
		   	years, and as health insurance rates soared, businesses "bit the bullet" and absorbed the increases.  There was little
		   	proportional shifting of risk to the patient's family budget.  This inertia  left the $100 Calendar Year Dedu  tible
		   	unchanged way beyond its logical, useful lifetime_
																	   	I
			    	Medical costs soared.  Employer health plans absorbed a disproportionate share of the increase.  Patient
		   	financial involvement In his or her own healthcare expenses lessened, further distancing the patient from economic
		   	reality.  Since there was little economic incentive to "shop" patients did not question costs and /or procedures.
		   	Utilization of healthcare services took off!
			    	Then, beginning in the mid 1980's, the American economy went into a recessionary cycle.  Businesses now
		   	faced the necessity of radically adjusting and controlling expenditures; their benefit plans ranked among the top
		   	major expense categories.  Raising deductibles to a logical level in order to bring healthcare economics back Into
		   	proper perspective meant increasing the prolific $100 Calendar year Deductible per person to $500, or even $4000.
		   	A patient could face having to write a large check to have medical tests, surgery, or hospitalization and; most Ilkely,
		   	the required funds would be unavailable.  Also, since a high deductible is perceived as punitive, it tended td fuel
		   	excessive utilization.  Once that "high" deductible had been satisfied, the patient had the balance of the calcindar
		   	year to over - utilize services without impediment.  People instinctively seek a return on investment — gettinc the
		   	most from a plan.  What they don't realize is this action increases claims, creating a need for greater premlui is to
		   	cover the risk — a vicious circle!										     	1
																		   	•
		r  i I
		    	"Managed Care" appeared to be the only answer in the early 1990's.  With the approval of government; insurance
		    	companies, HMO's, and benefit consultants decided that our healthcare system would be best served by healthcare
		    	usurping decision- making from the physician /patients.  "Managed care" organizations, decided what "was", and
		    	"was not" necessary treatment.  For a few years, plan participants and physicians "went with the flow ", but then
		    	came the lawyers, lawsuits and the media.  The American psyche does not give in easily to a system that hampers
		    	the right to choose.
	  	;1		  	In  the  late  1970's  Entrust's senior  management  was  experimenting with  a  more  realistic  deductible
		    	approach — one that accomplished the original three objectives called for in a deductible provision. This deductible
		    	was logical, even though tooling up for implementation required major redevelopment of claim software, as Well
		    	as, mobilizing a paradigm shift in traditional industry sentiment. Stop -loss carriers, reinsurers, underwriters,' and
		    	consultants had to reinvent their software and think "outside of the box".
							     	The Family Monthly Deductible
							     	(Another Creative Concept by Entrust)
			     	The benefit industry was content with raising rates and deductibles or eliminating freedoms.  Pursu ng a
		    	different, logical alternative was too enterprising.  Why not create and promote a deductible provision that en  bled
		    	a covered family unit to budget for their share of their covered medical expenses incurred in a Calendar Mont  ?  It
		    	would accomplish the following:
	  	I
			 	•   	The covered family (one or more covered persons) could pre- determine, budget for and; therefore, assume
			     	n rengell •  IP  mPnnia,, it  .., •  .  .    	.....    	..  '   	.  ..   	.  (an iiine hudnatary timafrnm (mcn M
			     	that represented a maximum deductible liability for all members of the family unit.
			 	•   	The family monthly deductible dollar amount could be much lower — less punitive — than that required with
			     	a  calendar  year  accumulation  provision,  while  better  accomplishing  the  healthcare  consumer
			     	accountability objective.
			 	•   	Since satisfaction of a Family Monthly Deductible (FMD) the lower dollar deductible would only last ,tor a
			     	single calendar month,  the ability to overutilize services unnecessarily in order to reap that "return on
			     	investment" is reduced to a monthly time frame — making patients better and smarter shopper /consu hers
			     	of healthcare services throughout the year.
			 	•   	The Family Monthly Deductible (FMD) Is not cumulative; therefore no medical expenses — no deductible.
			     	For example, If an individual plan participant and /or family members incur medical services only it  the
			     	month of March; their deductible liability is for that one month.
			 	•   	A $100 Family Monthly Deductible (FMD) works to reduce claims utilization in a benefit plan simian to a
	  	•
			     	$500 Calendar Year Deductible per person (CYD) — a $150 FMD equates to a $900 CYD — a $200 FMD	 	-
			     	equates to a $1,200 CYD.
	   	i	     	•   	Routine  maternity claims  are usually subject to only  one  Family Monthly Deductible  (FMD)  exposure
	   	1		  	because maternity claims are incurred at the time of delivery.
			     	When Entrust management began suggesting and implementing the Family Monthly Deductible (FMD) into
		    	benefit plans; employees had a greater appreciation and understanding of the concept than employer decision-
		    	makers.  To higher level management or higher income earners, $500 to $1,000 or more isn't a big deal — to the
		    	average family it can be a significant barrier to appreciation and acceptance.  Over the past 30 years, with rnore
		    	than 2,000 case -years of experience, the Family Monthly Deductible (FMD) has been a valuable tool, enabling Itlans
		    	to optimize the balance between cost of coverage and value to the plan participant.
		    	The Family Monthly Deductible (FMD) should be an integral part of any FNTRV$r HEALTH BENEFIT PLAN,
																			 	■
						ALTERNATE $1,000  FMD  80/60
							   	PLAN  OF BENEFITS
																			 	4
							   	Kerr  County
								  	$1,000 FMD 80/60
									     	In- Network			     	Non- Netvukork
	  	Routine Medical Expenses
	   	-  Convenience Care Visit			  	510 Copay to a max of   	5100   	per visit		 	60% after Dec uctible
	   	-  Office Visit				     	$25 Copay to a max of   	$350   	per visit			60% after Dec uctible
	   	-  Specialist Office Visit			    	$25 Copay to a max of   	$350   	per visit			60% after Deductible
	   	-  Diagnostic X -Ray and Lab				$25 Copay to a max of   	$350   	per visit			60% after Deductible
	   	'   	Urgent Care Facility Visit			 	550 Copay to a max of   	5500   	per visit			60% after Deductible
	  	Hospital Services
																     	e- nea.. -�I..
	   	-   	Out Patient Services			    	80% after Deductible				     	60% after Deductible
	   	-   	Emergency Room Visit			 	$250 Copay to a max of  51,000  per visit			60% after Deductible
	  	Deductible (Family Monthly Deductible)
			Per Covered Family Per Calendar Month		     	51,000 FMD (Limited to 54,000 in Deductible Exposure)
	  	Coinsurance Out -of- Pocket Limit
			(Does Not Include Deductibles or Copays)
	   	-   	Per Covered Family Per Plan Year				 	52,000					 	54,000
	  	Other Medical Services
	    	-  All other Medical Services				 	80% after Deductible			    	60% after Deductible
	    	-  Wellness Benefit					   	Covered at 100%					60% after Deductible
	    	-  Childhood Immunizations				  	Covered at 100%					60% after Deductible
	   	Medical Helpline (Ask - A - Nurse)
	  	Registered Nurses are available 24 Hours a day, 365 day a year, to answer your healthcare questions and offer advise
	  	of various treatment options and cost .... AVAILABLE AT NO ADDITIONAL COST TO YOUI
	   	Prescription Drugs
	    	-  Generic Drugs								  	$10 Copay for a 30 - Day Supply
			Formulary Brand Names					  	> of $30 or 30% Copay for a 30 - Day Supply
	    	-   	Non - Formulary Brand Names				    	> of 530 or 30% Copay for a 30 - Day Supply
	   	Lifetime Maximum Benefit
			Plan Year Maximum Benefit Per Plan Participant					   	51,000,000
	    	-   	Lifetime Maximum Benefit Per Plan Participant					    	Unlimited
															   	ENT3.UST
				     	ALTERNATE $1,500  FMD  100/60
							   	PLAN  OF BENEFITS
																	   	'			d
																	   	I			�
		Air
							   	Kerr  County
								 	$1,500 FMD  100/60
									    	In- Network			     	Non- Net v
	  	Routine Medical Expenses
			Convenience Care Visit										     	60% after De .uctible
	   	"  Office Visit				    	The First $750 Individual / $1,500 Family of		 	60% after D- • uctible
			Specialist Office Visit			  	Routine Medical Expenses (Illness Only) is		 	60% after De  uctible
			Diagnostic X -Ray and Lab		     	covered at 100 %, then Deductible Applies		 	60% after De  uctible
			Urgent Care Facility Visit										    	60% after De • uctible
	  	Hospital Services
									  	r fndurH ..
			OurPatlentServices			   	100% after Deductible				     	60% after Deductible
	   	-   	Emergency Room Visit			 	100% after Deductible				     	60% after Deductible
	  	Deductible (Family Monthly Deductible)
			Per Covered Family Per Calendar Month		     	51,500 FMD (Limited to 54,500 in Deductible Exposure)
	  	Coinsurance Out -of- Pocket Limit
			(Does Not Include Deductibles or Copays)
	   	-   	Per Covered Family Per Plan Year				  	$0					  	$4,000
	  	Other Medical Services
			All other Medical Services					100% after Deductible			   	60% after De  uctible
	   	-  Wellness Benefit					   	Covered at 100%					60% after De  uctible
			Childhood Immunizations				  	Covered at 100%					60% after De  uctible
	  	Medical Helpline (Ask - A - Nurse)
	  	Registered Nurses are available 24 Hours a day, 365 day a year, to answer your healthcare questions and offer advise
	  	of various treatment options and cost .... AVAILABLE AT NO ADDITIONAL COST TO VOUI
	  	Prescription Drugs
	   	-   	Generic Drugs								  	$10 Copay for a 30 - Day Supply
	   	-   	Formulary Brand Names					  	> of 530 or 30% Copay for a 30 - Day Supply
			Non - Formulary Brand Names				   	> of $30 or 30% Copay for a 30 - Day Supply
	  	Lifetime Maximum Benefit
	   	-   	Plan Year Maximum Benefit Per Plan Participant					   	$1,000,000
	   	-   	Lifetime Maximum Benefit Per Plan Participant					    	Unlimited
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