11 /I 62/01.1 COMMISSIONERS' COURT AGENDA REQUEST PLEASE FURNISH ONE ORIGINAL AND ONE (1) COPY OF THIS REQUEST AND DOCUMENTS TO BE REVIEWED BY THE COURT MADE BY: Margie Jetton OFFICE: MEETING DATE: November 8, 2010 TIME PREFERRED: 11:30 AM SUBJECT: To present The Moneylogic Financial Wellness Program for the benefit of County employees. This voluntary program can increase employee productivity & reduce County expenses on employee benefits. EXECUTIVE SESSION REQUESTED: (PLEASE STATE REASON) NAME OF PERSON ADDRESSING THE COURT: Tim Edwards & John Bonnet ESTIMATED LENGTH OF PRESENTATION: 15 -20 minutes IF PERSONNEL MATTER - NAME OF EMPLOYEE: Time for submitting this request for Court to assure that the matter is posted in accordance with Title 5, Chapter 551 and 552, Government Code, is as follows: Meeting scheduled for Mondays: 5:00 PM previous Tuesday THIS REQUEST RECEIVED BY: THIS RQUEST RECEIVED ON: @ .M. All Agenda Requests will be screened by the County Judge's Office to determine if adequate information has been prepared for the Court's formal consideration and action at time of Court Meetings. Your cooperation will be appreciated and contribute towards your request being addressed at the earliest opportunity. See Agenda Request Rules Adopted by Commissioners' Court. Make sure any and all back up material is attached to this form. • Introducing Moneylogic and Moneylogic Worksite Solutions, a membership - based association that is comprised of individual consumers, Business Owners, and Non Profit's. Our powerful system is a revolutionary concept that can not only save an individual vast amounts of money....but we can drastically lower the operating cost of a business..... plus we can help raise substantial amounts of revenue for an organization. The thrust of Moneylogic's economic engine is a simple to use, web based, seven- step financial wellness system that we call...the ML -7. The ML -7 is comprised of a unique array of resources and tools that include....Professional Financial Counseling, an automated and accelerated debt elimination plan, deep member's only discounts, plus electronic expense and budgeting tools. For added security we offer legal, tax and ID Theft protection. Once our system has helped save, protect and grow your money... we can show you.... your employees... or members how to capitalize on our tax free stress free retirement plan. We can help you realize ... "stellar "... stock market like gains ....without a stock market like risk.... and in most states... our tax free plan includes life insurance, critical illness, disability and long term care. If Money is the problem, Moneylogic is your solution! To the Honorable Elected Leaders of Kerr County Thank you for granting us the privilege of presenting to Commissioner's Court on Monday, November 8`" The following is a brief overview of the need for this voluntary benefit. It is essential to consider some staggering statistics when evaluating the viability and potential demand of the product that Moneylogic has developed for individuals, companies and Associations / Moneylogic is all about Monev...Monev Issues and Money Solutions! • 70% of Americans live paycheck to paycheck Personal Debt, Bankruptcy, and Foreclosures are at an All Time HIGH! Savings is at an All Time LOW! • Americans spend more than they make • Average credit card debt exceeds $15,200 • 50% of adults have not started saving for retirement & therefore 96% of Americans reach retirement unable to retire independently with grace & dignity. • Unexpected death, critical illness, and disability are responsible for over 60% of all bankruptcies and foreclosures • For 73% of Americans, money is the No. 1 cause of stress, according to a survey released in March commissioned by the American Psychological Association (APA). Many Americans are in financial trouble. There are a range of reasons for the number of bankruptcy cases, such as economic recessions, loss of jobs, gambling, credit solicitations, illness, and changes in health insurance, divorce, garnishment, collection practices, or simply poor money management. The economic times we live in now make Moneylogic an even greater product for the 100's of 1000's being affected. Even more valuable than the typical employee benefits such as Canc$'r, and Accident policies! In response to these conditions and needs, Moneylogic has developed a comprehensive multi - pronged approach for American families. The ML -7 System gives the member a systematic approach to utilizing all aspects of the Moneylogic program. The system is designed in such a manner to provide much needed education and counseling to members; practical tools and methods to reduce expenses, reduce, even Eliminate Debt, protect lifestyles with I D Theft, Legal Services and Tax Services, Tax Free Retirement and Reduce Stress with a 8 day / 7 night Dream Vacation with Free Condo Accommodations given to each employee annually. The time is absolutely right for the introduction of the comprehensive Moneylogic Financial Wellness Plan! Sincerely, Margie Jetton Ndr " S 1:64 r J J ar b Y a r5 .'' Moneylogic }� in iai � C i f l - r# ra F �` 9 r +Tr i h r ' , Hr ,. .A , : r, ` . , ,« !. .,, ,�4r' '�+?�Zf,.r r . ✓d.,., �;�r,.v , .r .« +.,k r v... n .. , .- r, • e 09/C KERR COUNTY Presented by: MARGIE JETTON REPRESENTING Moneylogic Marketing, LP. 10210 N. Central Expy., Suite 212 Dallas, TX 75231 (214) 361 -5225 CONTENTS • Executive Summary • Financial Issues o Effects on Individuals & Families o Effects on Their Jobs • Moneylogic ML7 System • The Moneylogic Solution • Memberships o Silver o Gold o Platinum • How Employers Benefit • Communication & Enrollment of Program • Membership Booklet & Card • Next Steps • Summary EXECUTIVE SUMMARY The following pages outline how Moneylogic provides, not only information On how to improve financial well being, but also the tools to successfully achieve their goals. Therein lays the difference between Moneylogic and other financi 1 wellness programs. Moneylogic provides easy to use, automatic tools. Moneylogic's research has shown that some kind of money issue affects every individual, every family, white collar, blue collar, and everyone in between. Wi h the many benefits of Moneylogic, everyone that joins can benefit in some w y immediately and throughout their lifetime. The purpose of this proposal is to demonstrate the enormous value Moneylogic provides to its members. Americans are experiencing the most difficult financial times since the Great Depression. No one and no entities have been immune....banks, credit unio s, non - profits, associations, and corporate America all have been affect d dramatically, with a myriad of negative consequences, including escalating cos s, tighter credit markets, increasing debt, and a rise in foreclosures and bankruptci s. As a result, individuals have been, in turn, significantly affected, as well s organizations that depend on contributions. Those organizations are looking r additional sources for income. i Moneylogic is a perfect solution for times such as these, with various tools, services and resources of significant value to the individuals and families you employ, making them more secure, less stressed, happier and more productive! FINANCIAL ISSUES A Snapshot of Americans & their Families today: • 90% of employees are dissatisfied with their financial situation • 70% of Americans live paycheck -to- paycheck • 40% of Americans spend more than they make • 40% of applicants for mortgage loans do not qualify • The average credit card debt per person is $9,205 • 50% of adults have not started saving for retirement • 50% of divorces are a result of money matters • The average baby- boomer has less than $50,000 set aside for retirement • 96% of Americans cannot retire without being dependent on family, charity or e goverrnnent • ID theft is America's fastest growing crime- every 4.5 seconds another identi is stolen • Legal costs keep many from seeking proper legal counsel • Financial worries are the biggest cause of stress As a result, their work and production are affected: • 20+ hours per month on-the-job are spent worrying about or taking care f personal financial issues • 60% to 80% of on-the-job accidents are stress related • On any given day in the United States, 1,000,000 employees are on sick leave d e to stress- related issues • Health insurance costs increase, as 75% to 90% of all doctor visits are stress related, leading to illness, hospitalizations and time off • Financially stressed employees often change jobs in a futile attempt to cover their expenses This is very sobering news, but there is a real solution. THE MONEYLOGIC ML7 SYSTEM Studies show there are several key steps that must be taken to achieve financial peace of mind: (1) Reduce Expenses (2)Manage Debt and get out of debt as soon as possible (3)Know where you stand (4)Protect your assets and yourself (5) Save more for Emergencies (6) Save more for Retirement (7) Reduce stress The following pages demonstrate how Moneylogic can assist Americans _n accomplishing each step and thereby help them achieve financial peace of mind. BENEFITS & TOOLS TO HELP Reduce Expenses Know Where You Stand ✓ Money tips & advice ✓ Money Tracker...with Web & Text comMand ✓ Counseling — financial, legal & tax for budgeting and tracking expenses ✓ Moneylogic Rewards online shopping, where ✓ Help line, information, education and other tools you have over 1,000 brand -name stores, millions of products and cash back on every purchase ✓ Legal / tax Services — FREE will, tax return and Manage Debt many other services — over 20,000 attorneys nationwide ✓ Accelerated Debt Elimination Plan (ADEP)...using the same income and el' inate 30 years of debt in about 12 years ✓ Access to professional services for the financially distressed Protect Yourself Save for Emergencies & Retire ent ✓ Life Lock $1 Million in ID Theft Protection ✓ Legal Services — 20,000 attorneys nationally ✓ Reducing debt and expenses & knowing where provide many free services and others are heavily you stand provides extra funds to save a d invest discounted ✓ Tax Free Retirement Plan requires fewe dollars ✓ Personal Tax Service provides unlimited advice, set aside to provide a tax -free retirement l income free 1040 returns and much, much more ✓ Online investment portal Reduce Stress ✓ Getting Financial House in order will reduce stress ✓ Free Deluxe Vacation accommodations each year for an 8 day 7 night dream vacation to fabulous locations such as Palm Springs, Orlando, Austrian Alps, Costa Blanca Spain, Puerto Vallarta and many more...value up to $2,500. After paying a small processing fee and room tax, it's 8 days and 7 nights free. This provides a vacation without depleting the household budget. � HOW DO WE DO IT FOR SUCH AN INCREDIBLE PRICE? Moneylogic is dedicated to offering the highest quality benefits along with the best service at the absolute lowest prices in America. Think of Moneylogic as.... "The Sam's Wholesale or The Costco of Money." With our growing membership base, it's like you, as an individual, have the buying power of a large corporation. Moneylogic will pay a small percentage of every monthlly membership fee to our Employers whether you use their portion of the membership that mon h or not. This allows an accumulation of revenue for each partner, so when you need that portioii, you are covered. HERE ARE JUST SOME OF OUR INCREDIBLE AFFILLIATE PARTNERS Moneylogic Legal and Tax Service provided by Legal Club of America. A nationwide network of over 20,000 attorneys, they take existing cases with no claim forms. (The largest in the nation) Moneylogie ID Theft Protection is provided by Lifelock. (The largest in the nation) Moneylogie Product Support is provided by New Benefits Corporation. In business over 2 years, they have serviced over 20 million members worldwide. Moneylogie Accelerated Debt Elimination is provided by Economic Advantages Corporation In business over 20 years, with an A+ Better Business Bureau rating and 660,000 existing clients, they have already saved their customers Billions in interest. WITH MONEYLOGIC, THERE IS NEVER A SET UP FEE AND ALL MEMBERSHIPS COME WITH A NO QUESTIONS ASKED MONEY BACK GUARANTEE THE SILVER MONEYLOGIC MEMBERSHIP: ONL $9.95 PER MONTH! Let Moneylogic 's revolutionary ML7 system help you with the money challenges of today and those challenges that may arise in the future. This simple system will help you achieve a lifetime of Financial Wellness. Why not get started today? ACCESS TO PROFESSIONAL SERVICES Debt Counseling Credit Repair for only $99 Debt Management Foreclosure Avoidance Debt Settlement Bankruptcy Counseling ACCELERATED DEBT ELIMINATION PLAN: Use the same income you have now and eliminate 30 year of debt in approximately 12 years and potentially save hundreds of thousands of dollars for retirement. After your rebate, it's almost n net cash out of pocket to start! Our partner for this service is A+ BBB rated & regulated by the US Federal Reserve! MONEYLOGIC REWARDS ONLINE SHOPPING MALL: Enjoy deep discounts from more than 1,000 Brand Name Stores. Millions of products, plus cast back on every purchase! Here are some sample savings. Save hundreds on satellite TV, ima ine eating at some of the finest restaurants in America with up to 80% off AND MORE! The average family can save $1,400 per year. DELUXE DREAM VACATION ACCOMMODATIONS: Imagine every year you're rewarded with an 8 day / 7 ight Dream Vacation. Three and Four star Hotel and Condo Accommodations to FABULOUS destinations like Palm Springs, Orlando, Branson, the Austrian Alps, Costa Blanca, Spain, Puerto Vallarta, Mex. and many more! Vacations are fully transferable, so they mak a great gift! Value up to $2,500! The only requirement is a small processing fee & the room tax. After that, it's like 8 days and 7 nights FR El FREE BONUS DISCOUNT PRESCRIPTION PLAN: 661/4 of adults use prescription drugs. Half of which are an Out of pocket expense. Experience one of the most incredible money saving benefits we offer with an average savings of 37 %! THE GOLD MONEYLOGIC MEMBERSHIP: ONL Y$19.95 PER MONTH All the Silver Benefits Above Plus: m. LIFELOCK $1 MILLION DOLLAR "FAMILY" ID THEFT PROTECTION PLAN: The family plan covers the H isband, Wife & all Teenagers. ID Theft is the fastest growing crime in America. Currently, ID Theft happens every 3 seconds. Free Fr ud alerts are requested on your behalf to the major credit bureaus - when anyone tries to use your credit, the merchant is advised to take extra precautions to verify it's you and only you making the request. PERSONAL TAX SERVICES LEGAL SERVICES • Unlimited advice on federal taxation • Unlimited phone consultations for new legal matters • Free tax return preparation for forms 1040 EZ, 1040A and • One-on -One consultations for new legal matters standard 1040 • Attorney review of independent legal documents (6 page Max.) per • Deep discounts on numerous other tax schedules new matter II, • IRS audit assistance • When appropriate, net attorneys will write letters or member's • FREE review of your last year's tax return behalf • Your own personal Member website with tax tips, tax law • Assistance in solving problems with government program , such as changes, member advice and much more welfare and INS • IRS Issues? Let our professional Tax Relief specialist give • Assistance with small claims court representation you a Free initial assessment. • Free simple will with annual updates • Members have access to Legalclub.com to prepare a free 'ling will (advance healthcare directive) THE PLATINUM MONEYLOGIC MEMBERSHIP: ONLY $29.95 PER MONTH Includes All Benefits Above Plus: • MoneyTracker...with Web and Text command for budgeting and tracking expenses! Some customers save an extra $200 - $500 per month! For a little extra, add the voice command, and you can speak your expenses right into your cell phone, and the system updates instantly. • Ask Moneylogic... UNLIMITED calls to Professional Financial Counselors! • Financial Education • Monthly Newsletter- Education Center • Online Investment Portal • Financial Calculators How do we do it for the price? Think of Moneylogic as the "Sam's Wholesale" or the "Costco of Money." Our growing membership base allows an individual the buying power of a Corporation. We pay a small percentage of every monthly membership fee to our Employers whether you use their portion of the membership or not. So when you need their service.... you're covered! 1 i MONEYLOGIC'S TAX FREE RETIREMENT Start a tax free retirement plan today. Experience stock market -like gai s without many stock market -like risks! All backed by one of the olde t financial institution in the US, founded in 1850. This incredible one -of -a kin plan can create a retirement income that can net many times more than t e traditional 401K plan and other retirement vehicles. In addition to retireme t benefits, the plan includes Life Insurance, Critical Illness Insurance, and Lo g Term Care Insurance and Disability benefits, all in one INCREDIBLE pla . You can start with as little as $80 per month and you can contribute as much as you want, unlike 401K's, IRA's, SEP's and other retirement vehicles. Let Moneylogic help you create the retirement you deserve. Every benefit program (Silver, Gold & Platinum) also offers a tax free reitrement program opton avialable to: • Member • Spouse • Children • Grandchildren Highlights: • All income drawn from plan at retirement can be tax free • Program provides stock market like gains without stock market risks • All accumulation grows tax free • This all- inclusive retirement funding vehicle also provides for tax free Lump Sum benefits upon: o Death o Terminal illness; or o Critical illness • Long Term Care benefits also included • No maximum contribution • Guaranteed returns Compare with 401(k), 457,403b,IRA, SEP and ROTH. You won't believe how this program is so superior, but can also be used as a Companion Plan to other retirement plans. HOW THE EMPLOYER BENEFITS • Healthier, happier members II I • Increase retention /decrease turnover I • A draw for new members • Substantial additional non -dues revenue I I II COMMUNICATION & ENROLLMENT I Effective communication and enrollment of any Membership benefit is essential. The greater the number of members that participate in, an benefit from, the programs offered, the greater value derived by th Employer. Moneylogic's team of professionals will help develop the most effective communications and enrollment plan to maximize participation. it MEMBERSHIP BOOKLET & CARD Each Member will receive a complete booklet explaining Benefits p p g the Bene Plan they have chosen and how to use the program, as well as two (2) membership cards. I L T F t . .; ,7 ti nan, • -. .,�"� - 4 , ' the � > I I n r egi 47 a t eat it PROGRAM SUMMARY Moneylogic offers a benefit that will truly improve the quality of life for every Memeber and can simutaneously provide the Employer a substantial non -dues revenue year after year. n vfa C" t rR f t E N 6 may mpL E �9. NELo C � I 4L WitAINESSAPROGRAM _ ,./a'"`,I • ic Moneylogic Benefits Both Employer and Member ✓ Creates Substantial Non -Dues ✓ Reduce Expenses Residual Revenue ✓ Know Where they Stand ✓ Provides Additional Benefits to ✓ Reduce and/or Eliminate Debt Members ✓ Increase Savings for Retirement ✓ Increase New Membership ✓ Protect Lifestyle ✓ Increase Member Retention ✓ Reduce Stress ✓ Increase Member Contribution ✓ Tax Free Retirement Bottom Line HELP YOUR MEMBERS INCREASE YOUR REVENUE 75:7174,54Tar45 .4"741P5 245; D m n£ S'5555,55 3 { C LL £ S l'fh � � 5-55 f � ! y X 4 5;444554, 1 j Y a 3f ,' `W3fi�rttat^ 25 ' iii 0 OD d I i I 2 ,. 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D d a d d � C q Y •O — Y L r 2 , Y fF y 7 3 w_ N 3 a ` d d U Y • O C m N d N V = d • N d L d 1:1- L A p 'O E C J d u C M y d C K J a E c o c d E E o c ,—. m CS 3° o o a ' ; 2 E N g Z d 8 f 3 c o n 0 m T • a w w O. ° m d m > Y L E Q> K C : R • . `^ C ° _ E N o 5 -c ic m £ c 6'4.000%22000 ° i . D m O v F y v m o i a G N 120 Y C Y a s d p ° w J •O p y C 10 W N d h C 7 X C v v v ' v u E T o 0 9 co E ° E 0 0 n d c a c m a _>. d w T 4L — O M E V ` > > > d > Y M d > > h J V 'E O R X m 9 O m ° .O O O O `2 O O O . 7 0 > O O 0 O 0 2 7 9 A d d 7 C d s d .- a a O a O. a !" ¢ l7 a` a` 2 2 Z 2 Q m co h .+ J D. M > '^ O THE SILVER MONEYLOGIC MEMBERSHIP: ONL Y$9.95 PER MONTH' . Let Moneylogic's revolutionary ML7 system help you with the money challenges of today and those challenges that may arise in fie future. This simple system will help you achieve a lifetime of Financial Wellness. Why not get started today? ACCESS TO PROFESSIONAL SERVICES Debt Counseling Credit Repair for only $99 Debt Management Foreclosure Avoidance Debt Settlement Bankruptcy Counseling ACCELERATED DEBT ELIMINATION PLAN: Use the same income you have now and eliminate 30 years f debt in approximately 12 years and potentially save hundreds of thousands of dollars for retirement. After your rebate, it's almost no n t cash out of pocket to start! Our partner for this service is A+ BBB rated & regulated by the US Federal Reserve! MONEYLOGIC REWARDS ONLINE SHOPPING MALL: Enjoy deep discounts from more than 1,000 Brand Na Lie Stores. Millions of products, plus cash back on every purchase! Here are some sample savings. Save hundreds on satellite TV, imaginS eating at some of the finest restaurants in America with up to 80% off AND MORE! The average family can save $1,400 per year. DELUXE DREAM VACATION ACCOMMODATIONS: Imagine every year you're rewarded with an 8 day / 7 ni ht Dream Vacation. Three and Four star Hotel and Condo Accommodations to FABULOUS destinations like Palm Springs, Orlando, B anson, the Austrian Alps, Costa Blanca, Spain, Puerto Vallarta, Mex. and many more! Vacations are fully transferable, so they make a great gift! Value up to $2,500! The only requirement is a small processing fee & the room tax. After that, it's like 8 days and 7 nights FREE FREE BONUS DISCOUNT PRESCRIPTION PLAN: 66% of adults use prescription drugs. Half of which are an ou of pocket expense. Experience one of the most incredible money saving benefits we offer with an average savings of 37 %! THE GOLD MONEYLOGIC MEMBERSHIP: ONL $19.95 PER MONTH All the Silver Benefits Above Plus: LIFELOCK $1 MILLION DOLLAR "FAMILY" ID THEFT PROTECTION PLAN: The family plan covers the Hus and, Wife & all Teenagers. ID Theft is the fastest growing crime in America. Currently, 1D Theft happens every 3 seconds. Free Frau alerts are requested on your behalf to the major credit bureaus - when anyone tries to use your credit, the merchant is advised to take extra precautions to verify it's you and only you making the request. PERSONAL TAX SERVICES LEGAL SERVICES • Unlimited advice on federal taxation • Unlimited phone consultations for new legal matters • Free tax return preparation for forms 1040 E2, 1040A and • One -on -One consultations for new legal matters standard 1040 • Attorney review of independent legal documents (6 page ma .) per • Deep discounts on numerous other tax schedules new matter • IRS audit assistance • When appropriate, network attorneys will write letters on mber's • FREE review of your last year's tax return behalf • Your own personal Member website with tax tips, tax law • Assistance in solving problems with government programs, uch as changes, member advice and much more welfare and INS • IRS Issues? Let our professional Tax Relief specialist give • Assistance with small claims court representation you a Free initial assessment. • Free simple will with annual updates • Members have access to Legalclub.com to prepare a free liviLig will (advance healthcare directive) THE PLATINUM MONEYLOGIC MEMBERSHIP: ONLY $29.95 PER MONTH Includes All Benefits Above Plus: • MoneyTracker...with Web and Text command for budgeting and tracking expenses! Some customers save an a *tra $200 - $500 per month! For a little extra, add the voice command, and you can speak your expenses right into your cell phone, and the system updates instantly. • Ask Moneylogic... UNLIMITED calls to Professional Financial Counselors! • Financial Education • Monthly Newsletter - Education Center • Online Investment Portal • Financial Calculators How do we do it for the price? Think of Moneylogic as the "Sam's Wholesale" or the "Costco of Money." Our growing membership base allows an individual the buying power of a Corporation. We pay a small percentage of every mohthly membership fee to our affiliate partners whether you use their portion of the membership or not. So when you need their service.... you're covered!